“Allan is wonderful in every aspect of the process. Cool guy, will make you feel comfortable and safe with him. My first time talking to him, he told me “just follow my directions and everything will go smoothly in the mortgage process” and that’s exactly what happened. Pre-qualification, qualification, closing, looking for insurance, title insurance, everything. He’s easy to work with and looks out for you and will help you every step of the way.”
Start the home loan process today with Jet Direct Mobile. Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
Welcome to my website. I’m looking forward to putting our mortgage services to work for you!
Jet Direct Mortgage offers the best mortgage tools around. Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.
Applying for a loan? Our online application via the Jet Direct Mobile app is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.
What people are saying about Jet Direct Mortgage
“Very knowledgeable and easy to work with. Will use again on next home purchase in the near future. Will use again on my next home purchase. Highly recommended”
“Allan was very professional and made the home buying experience as simple as possible. He helped me get a great rate and was there to explain every step of the way. Great service!”
“Allan Cofer was very helpful, very patient. He is reliable, and always answers the phone. Guides you in the right direction to the best of his ability.”
East Orange, NJ
“Allan is extremely diligent, helpful and responsive. During the loan documentation process, Allan was able make sure all our questions were answered and that our loan was of top priority. Furthermore, Allan went as far as securing a better mortgage rate than he originally quote. He was invaluable during our home buying process.”
“Allan Cofer was recommended by a friend to obtain in a getting my first time home mortgage. I was very nervous and did not think I would be approved. Allan Cofer was always available on his cell phone to assist me with any concerns. He reassured me and put my mind at ease. Thank you Allan for making my dream come true. I am now living the American Dream!!!”
“After being declined for a home mortgage by a well known bank, Mr. Cofer reviewed my paperwork and gave me the reassurance that he could help me acquire a mortgage. He worked with me step by step throughout the entire process, explaining what was needed at each stage of the application process. He is extremely knowledgeable and professional. I was able to acquire my mortgage.”
“Very professional and was a great help to us. Would recommend Mr. Cofer, to all of my associates and friends in need of his services. Knowledgeable, and follow through can always be reached day or night. Helped us from beginning to end of closing on our home.”
Mortgage Calculator with Taxes and Insurance
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.
Original or expected balance for your mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Annual fixed interest rate for this mortgage.
Monthly payment (PI)
Monthly principal and interest payment (PI).
Monthly payment (PITI)
Monthly payment including principal, interest, homeowners insurance and property taxes.
Annual property taxes
The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.
Annual home insurance
The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
The frequency of prepayment. The options are none, monthly, yearly and one-time payment.
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.
Total amount of interest you will save by prepaying your mortgage.
Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Our success and foundation is built
around our Jet Direct Core Values:
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to our client’s financial future.
Integrity is at the forefront of our standards. Maintaining honesty and transparency builds trust and relationships.
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.