“Bill was always pleasant, trying to explain things to me, he was very good and patient, I didn’t always understand what he was trying to say, and he explained it again and he was good at it. He did not hang up Until I understood details. He made me feel very important, and always available when I needed him. I’m very pleased with the service and friendliness of Bill . He was great. Don’t ever hesitate to have Bill serve your interest. Thank you Bill”
Start the home loan process today with Jet Direct Mobile. Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
Welcome to my website. I’m looking forward to putting our mortgage services to work for you!
Jet Direct Mortgage offers the best mortgage tools around. Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.
Applying for a loan? Our online application via the Jet Direct Mobile app is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.
Applying for a loan?
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
What people are saying about Bill Pisani
“I didn’t think I’d have the opportunity because of previous experiences to succeed, but Mr. Pisani was always positive, answering questions, even on the weekends, quelling nervousness on my part and explaining the process and how it works and what would be my best option with the HECM. Now I’m funded, paying down debt, already making repairs to my home and calculating how to make money work for me. A lawyer once said: Life is a process, so thank you Mr. Bill for helping me in this new direction.”
“Bill Pisani provided me sound, solid advice when many other advisers had failed. He has the experience & insight that he brought to bear & provided me correct, solution-filled information for my mortgage. He stayed in contact with me throughout the whole process, explaining exactly what was needed & when, & promptly moved things along. He was efficient par excellence; even with closing at my time/location. He is a diamond-platinum professional gem and a gentleman!”
“Bill was very knowledgeable about what they had to offer and very helpful. He was there 24 hours a day 7 days a week to answer any questions we had. Will diffidently recommend using him to any family and friends I know.”
“Doing business with Bill was like doing business with a long time friend. Sometimes I had to remind myself that he working for me, not just trying to help me out as a friend. Bill found the loan for me that fit my needs perfectly, I have enough income to enjoy my retirement yet enough equity in my home to leave to the ones I love.”
“Bill is the MOST knowledgeable person – He can Answer ANY question you might have and takes the time out to explain it UNTIL YOU can understand it. He really cares about you He gives you his 100% attention. He responds to all calls, emails and texts right away and at all hours. I would highly recommend Bill to anyone looking for any loan. He is the BEST!!!!!!!!!!AND 10+STARS”
“Facing the lose of our home within two weeks Bill went to work under pressing conditions and made a dire situation come to a positive conclusion. We now have a home that is free from debt and needed repairs waiting to be started.”
“Bill was so patient with me through the whole process from beginning to end. I feel he went above and beyond the norm for me. A “Stellar” business person to deal with. I feel very lucky I was matched with him and anyone that gets to deal with Bill will realize what an above-board kind of guy he is. So down to earth, he put all my fears to rest. Thank you Bill from the bottom, top and middle of my heart…”
“Bill was extremely professional and knowledgeable About the products. I spent over 25 years in this field I was very reluctant to have deal with a loan officer. He was thorough with explanation and patient during the process I had death in the family and he never made feel his interest was only about closing the loan. I would highly recommend Bill and his team.”
Mortgage Calculator with Taxes and Insurance
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.
Original or expected balance for your mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Annual fixed interest rate for this mortgage.
Monthly payment (PI)
Monthly principal and interest payment (PI).
Monthly payment (PITI)
Monthly payment including principal, interest, homeowners insurance and property taxes.
Annual property taxes
The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.
Annual home insurance
The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
The frequency of prepayment. The options are none, monthly, yearly and one-time payment.
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.
Total amount of interest you will save by prepaying your mortgage.
Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Our success and foundation is built
around our Jet Direct Core Values:
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to our client’s financial future.
Integrity is at the forefront of our standards. Maintaining honesty and transparency builds trust and relationships.
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.