If you have been finding it very hard to get a mortgage, there are certain things you can do to make the whole mortgage process easier for you.
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Author: Mark Spano (Mark Spano)
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Should I Get a Mortgage Credit Certificate?
Mortgage credit certificates (MCCs) help low-income borrowers afford homes. This is done by converting a portion of interest into a non-refundable tax credit.
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Navigating Closing Costs
It's easy to forget about the cost of closing on a home. And more often than not, buyers are surprised by how expensive closing costs can be. It's important to be aware of what closing costs are so you can make educated decisions about your mortgage.
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How Does a Reverse Mortgage Work?
A reverse mortgage is a home loan program for homeowners 62 years of age or older that allows the homeowner to tap into their home equity.
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Understanding Short Sales
Although complex and risky, short sales can offer home buyers a house at a more than desirable price.
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Mortgage Points Explained
If you’re in the process of purchasing or refinancing a home, chances are you’ve come across the term mortgage points.
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Deciding How Much Money to Put Down on a House
Although a 20% down payment is recommended, it’s not necessarily required. There are options to put down much less, but it may not necessarily be the best decision for you.
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What are Mortgage Origination Fees?
If you’ve been researching the home buying process you’ve probably stumbled upon the term origination fee. Mortgage origination fees are upfront costs that must be paid to the lender in exchange for originating your mortgage.
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June Saw Highest Monthly Gain of Existing Homes Sales, Surging Nearly 21%
According to the National Association of Realtors, existing home sales for June surged almost 21% compared to May.
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Housing Market is Buzzing Amidst Covid-19 Pandemic
It may be hard to admit, but the Coronavirus pandemic is going to have a harsh effect on the economy. Under normal circumstances, this would result in terrible consequences for the housing market. And yet, the opposite effect is starting to take place.