
Your expert in mortgage solutions!
I am Chantelle Benjamin, your dedicated mortgage professional, bringing a wealth of experience and expertise to guide you through the intricate world of finance. With a solid foundation in policy earned through my degree, I’ve spent numerous years honing my skills in the financial landscape. What sets me apart is my unwavering attention to detail and a profound passion for research.
In my years in finance, I’ve discovered that securing a home is not just about numbers; it’s about crafting a personalized path to homeownership.
My commitment is to go beyond the conventional and create solutions when others may see roadblocks.
Whether it’s unraveling the complexities of income assessments, strategically leveraging assets, or navigating the nuances of credit, I am here to make the path clear for you.
I am not just your mortgage lender; I am your advocate, your guide, and your partner in turning your dream of homeownership into a tangible reality. Let’s embark on this journey together, where meticulous attention to detail meets a passion for your unique story.
Welcome to a personalized and seamless approach to realizing your homeownership dreams.

Let’s Get Started!
The Right Home For Your Needs
Jet Direct Mortgage offers a wide range of mortgages; conventional, FHA, VA, USDA and other home loan programs. Our expertise is finding the right loan that is perfect for you and your family to build your dreams and your future around. We truly deliver unmatched customer service to make the home-buying or home refinancing process as stress-free as possible!

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Mortgage Calculator
Mortgage Calculator with Taxes and Insurance
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the “Report” button for a full yearly or monthly amortization schedule.Definitions
Mortgage amount
Original or expected balance for your mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Interest rate
Annual fixed interest rate for this mortgage.
Monthly payment (PI)
Monthly principal and interest payment (PI).
Monthly payment (PITI)
Monthly payment including principal, interest, homeowners insurance and property taxes.
Annual property taxes
The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.
Annual home insurance
The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.
Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
Prepayment type
The frequency of prepayment. The options are none, monthly, yearly and one-time payment.
Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month’s interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.
Savings
Total amount of interest you will save by prepaying your mortgage.
Report amortization
Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.