Jet Direct Mortgage
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Welcome to my website. I’m looking forward to putting our mortgage services to work for you!

I am a NYS licensed mortgage loan officer at Jet Direct Mortgage. I have been assisting home buyers in achieving the American Dream by getting them mortgage ready. I analyze their credit, their income and their assets and help them find a mortgage program that is right for them.

I believe the best compliment I can get is a referral. That means that you believe I did my job well. I have established a strong foundation of repeat customers. “We make a life by what we get but we make a living by what we give” and that is why I believe in educating my clients.

Purchasing a home is the largest financial transaction that most of us will enter into. So it is essential to select a trusted, qualified, and experienced loan officer that has the knowledge and background to effectively help you obtain a loan that is tailored to fit your individual financial needs.

The most rewarding part of my career is seeing the finished product-your satisfaction.

When I am not in the office I am at home with my husband and children. My family and I love going on cruises. I would love to help you cruise smoothly into your new home!

What people are saying about Enid Adinolfi

Jennifer Baer

I have worked with Jet Direct Mortgage for many years (personally and professionally) as I am a realtor. They have gone above and beyond for me and my clients. I won’t let my family or friends buys a home without consulting them. They always have the best rates, lowest fees and are always available to answer your questions. 5 star rating!

Jennifer Baer

Lake Grove, NY

So big shout out to this lovely woman right here without Enid me and my wife would have been lost.. we were buying our first home and we told her that she didn’t take advantage of us like most people would do but she went into like full mom mode … explained and explained until we knew what to expect…. everyone says buying a home is dreadful with paper work and the BS…. not here folks when u find people that love what they do its fascinating how easy things can be

Lake Grove, NY

Selden, NY

Enid was the best choice with handling my first time home purchase. Her knowledge, ability and expertise comes second to none. I was able to rely on Enid throughout the entire process. She went above and beyond to help me move the process along to closing. I’m not sure how I would have purchased my first home without her partnership, experience, and ability to get things done. Whenever anything went wrong during the process, I was able to count on her to make things right. She truly had my back and I am forever thankful for her guidance and dedication.

Lake Grove, NY

Islip, NY

Enid and her team made the process of buying a house easy and enjoyable. She was there to answer any questions we had at anytime of the day. Her support throughout the process did not go unrecognized. If you are looking to buy a house and would like to make the process as easy and stress free as possible, Enid and her team are the ones you can count on!

Islip, NY

Sound Beach, NY

Enid and her team worked fast and diligently to get us approved for our first mortgage. They were always available to answer questions and address our concerns. You can tell that Enid really cares and appreciates her customers, she goes above and beyond. I highly recommend Enid and the Jet Direct Mortgage team!

Sound Beach, NY

Holtsville, NY

Enid was fantastic from the second we made our first phone call. She took the time to walk us step-by-step throughout each piece of the application process, while carefully explaining what each section meant. Enid kept in contact regarding paper work that was needed on our end. She even brought bagels for us to our closing! All in all Enid Adinolfi is HIGHLY recommended for your mortgage needs. I already referred her to a co-worker.

Holtsville, NY

Farmingville, NY

My husband and I were referred by our selling agent to speak with Enid of Jet Direct Mortgage for financial advice, before moving forward in buying our first home. Enid went above and beyond, answering our countless questions, showing genuine concern regarding our limited time to move out of our rental – going from contract to closing in 35 days! We don’t know how she pulled it off, but our monthly mortgage was significantly and surprisingly less than estimated. Enid’s knowledge and financial advice surpassed our expectations. We highly recommend Enid and the staff at Jet Direct Mortgage.

Farmingville, NY

Merrick, NY

We worked with Enid to purchase our forever home — from our very first conversation, she was an absolute pleasure to work with. She was extremely warm, personable and knowledgeable. She followed up with us, checking in often and answering all of our questions day and night. Enid was truly incredible throughout the entire process, as both a loan originator and expert adviser. She was transparent and straightforward, helping us to understand the process beginning to end…we learned so much from her, and we really felt she was an advocate for us from the start, making the complete experience seamless and worry free!

Merrick, NY

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The Right Home For Your Needs

Check Out My Videos

The Importance of Pre-Approvals

The Importance of Pre-Approvals
Utilizing Home Renovation Loans
What are Closing Costs?
What is a Reverse Mortgage?
What is a Mortgage APR?

Mortgage Calculator

Mortgage Calculator with Taxes and Insurance

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.


Mortgage amount

Original or expected balance for your mortgage.

Term in years

The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Interest rate

Annual fixed interest rate for this mortgage.

Monthly payment (PI)

Monthly principal and interest payment (PI).

Monthly payment (PITI)

Monthly payment including principal, interest, homeowners insurance and property taxes.

Annual property taxes

The annual amount you expect to pay in property taxes. This amount is divided by 12 to determine the monthly property tax included in PITI.

Annual home insurance

The annual amount you expect to pay in homeowners insurance. This amount is divided by 12 to determine the monthly home owners insurance included in PITI.

Total payments

Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest

Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type

The frequency of prepayment. The options are none, monthly, yearly and one-time payment.

Prepayment amount

Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment

This is the payment number that your prepayments will begin with. For a one-time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number zero, the prepayment is assumed to happen before the first payment of the loan.


Total amount of interest you will save by prepaying your mortgage.

Report amortization

Choose how the report will display your payment schedule. Annually will summarize payments and balances by year. Monthly will show every payment for the entire term.