“As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress free. I highly recommend using Jet Direct for any of your home buying needs!”
Kings County Mortgage
Start the home loan process today with Jet Direct Mobile. Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
Kings County Conventional Loan
Welcome to Jet Direct Mortgage! We are mortgage experts dedicated to making sure you find the right loan program with low interest rates for your home purchase or refinance.
Jet Direct Mortgage – Your Trusted Source for Conventional Loans in Kings County. Unlock your homeownership dreams with our expert mortgage solutions tailored for Kings County residents. Explore competitive rates and personalized financing options today.
Why Jet Direct Mortgage
Simple Application & Approval Process
We simplify the home financing process through our intuitive online platform, allowing you to quickly apply and secure pre-qualification for a conventional loan. With our dedicated mortgage experts providing timely responses and assistance, your journey to home financing is both smooth and efficient.
Conventional Loans, FHA, VA Loans are some of the most common loan programs. They’re great for buyers regardless of credit history or income! If you need help with your mortgage but don’t know where to start – Jet Direct Mortgage can help and find out what’s best suited fit within each program designed specifically for homeowners like yourself.
Let us help you realize your dream of homeownership with our specialized mortgage solutions designed specifically for Kings County residents. Discover attractive interest rates and personalized financing choices right now.
What’s the difference between a Mortgage Banker and a Mortgage Broker?
A mortgage banker and a mortgage broker both play crucial roles in the home-buying process, but they function differently. A mortgage banker directly provides loans to homebuyers, taking charge of underwriting the loan and disbursing the necessary funds for the property purchase. On the other hand, a mortgage broker acts as an intermediary, liaising between borrowers and various lenders to identify the most suitable loan option. Rather than directly financing the loan, a broker assists the borrower in connecting with a lender and streamlines the application process, typically for a fee.
What is a Mortgage Banker?
A mortgage banker directly provides home loans to buyers. They undertake the task of evaluating the loan, ensuring the borrower’s financial and credit backgrounds align with lending criteria, and then release the funds for the property’s purchase. While some mortgage bankers operate within larger financial entities like banks, others function independently, focusing solely on home financing. Their role extends beyond just disbursing loans; they assess the borrower’s financial status to suggest the most suitable loan option and terms. Additionally, they might offer related financial services, including guidance on home buying or loan refinancing.
Benefits of using a Mortgage Banker
Utilizing a mortgage banker for a home loan comes with multiple advantages. Firstly, as direct lenders, mortgage bankers can offer a diverse array of loan choices and tailor them to a borrower’s specific requirements. This flexibility is particularly beneficial for those with distinct financial scenarios or credit-related issues. Moreover, the direct lending nature of a mortgage banker often leads to faster loan application decisions, a boon for those on tight home purchase timelines. Another perk of partnering with a mortgage banker is the more individualized service, as borrowers communicate directly with the lender, bypassing intermediaries like mortgage brokers.
What people are saying about Peter Pescatore
“Purchasing a home is not easy, let alone when life has thrown you a few curveballs and you have less than perfect credit. We reached out to Pete Pescatore at Jet Direct Mortgage who took the time to walk us through every step of the process. Once the process started and we had any questions he always made sure he picked up his phone, returned phone calls and returned emails. One of the biggest investments we have ever made and we felt educated and comfortable every step of the way. Thanks for everything Peter!”
“Peter Pescatore treated my husband and I like family. As a first time home buyer I was, of course nervous, and called him a lot. I mean aaaa lot, but he always made time for us and helped through the process. He was amazing and I am going to tell everyone I know to use him and Jet Direct!”
“From the initial contact to closing, Peter Pescatore and his team at Jet Direct where extremely helpful. They provided my clients with the assurance and security they needed as first time home buyers. Peter is very knowable in his field and always provided a timely, professional response throughout the entire process. Leaving the purchasers feeling secure and confident during this big financial decision.”
“They were recommended to me by a co-worker who purchased her house a few months ago. I called them to see if it was worth refinancing my home. They got me a great low rate and a little cash in my pocket as well! Peter and the staff were amazing. Such an easy process- and fast. From initial phone call to my mortgage closing was less than 45 days! Give them a call if you are looking to refinance or buy a new home.”
“I have worked with Pete Pescatore and his assistant, Jeff, for many years (personally and professionally) as I am a realtor. They have gone above and beyond for me and my clients. I won’t let my family or friends buys a home without consulting them. They always have the best rates, lowest fees and are always available to answer your questions. 5 star rating!”
Our success and foundation is built
around our Jet Direct Core Values:
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to our client’s financial future.
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.