Mortgage Company New York City, NY

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John Michael

Working with Pete, Jeff and Lauren was great. They helped me through the process and made it a great experience for us. I will recommend Jet to all our friends.

Adam Gurley

Peter Pescatore and his team were all class acts. They made buying my home stress-free. I will be recommending them to everyone!
Margo Urquijo

Jet Direct was the best to work. We loved Enid so much. She was beyond helpful and made us feel so confident in the process. We will be recommending Enid and Jet Direct to any of our friends or family. So thankful for all you have done for my husband and I.

Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!
Rachel Nieves

What a pleasure it was working with Peter, Jeff and Lauren. They are very knowledge in their field. The explained every step of the way what was happening and what we were to expect. We must have emailed them a million times and they never were upset at us for doing so. Not only did we use them to get our mortgage, but they can help years later to modify your mortgage and try to bring down your rates. We could have never of sold and bought our new home without them. I highly recommend them.

Paul Teri

As first time home buyers, we were grateful to work with Sal Petrozzino! Not only is he personable, but he was always available to answer any questions we had along the way - didn't matter if it was nights or weekends. His guidance and expertise helped us to make the best possible decisions as we worked to close on our new home.
Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!

Rachel Klein

They made ma feel like family, they took me every step of the way . Thank you!
Vanessa Horowitz

Sal was a pleasure to work with. He was personable, patient and informative. I would highly recommend Sal.

Elizabeth Munoz

It was a pleasure working with Jet Direct. All my questions were answered promptly. I will refer them to family and friends. Thank you to Jet Direct for making it a smooth process!
Surimaribo24

Thank you jet mortgage Team. Enid -Michelle-Irene and the team are simply the best, with the speed and being on top of everything. they treat their clients like a king . dont look anywhere else if you're looking for a mortgage this is the one and last stop. they are PRO and will get you the best rates .words can't express how thankful we are. thank you for getting us into our first home.

Mortgage Company in New York City, NY 10007

Looking for One of the Best Mortgage Refinance Companies in New York City, NY? Get in Touch with Jet Direct Mortgage Today!

Whether you’re ready to purchase your first house or you want to refinance the home you already own, don’t bother wasting your time searching for “the best mortgage company near me”; instead, contact Jet Direct Mortgage! As a premier New York City, NY mortgage lender, we’ve been helping the New York County community secure the financing they need for years. Our team of fully licensed and highly experienced brokers can assist you with choosing the right home loan and guide you through the process of applying for preapproval and a mortgage. Offering a variety of products, exceptional customer service, and some of the best rates and fees, it’s no wonder why we’re considered one of the best online mortgage lenders in the region. To find out for yourself why so many New York City, NY residents choose us as their mortgage company, give us a call today!

The Benefits of Refinancing Your New York City, NY Home Loan

Refinancing your existing home loan offers a variety of benefits. Some of the top reasons why New York City, NY residents decide to refinance their mortgages include:

Lower monthly payments. For most people, mortgage payments are one of their biggest expenses. By refinancing, especially when the rates are low and you qualify for those rates, you can save a substantial amount on your monthly mortgage payment. Right now, interest rates on home loans are at record lows, which means it’s the perfect time to consider refinancing. Even a slight decrease in the interest you’re currently paying can translate into huge savings each month; hence why so many New York County residents are looking to refinance their mortgages.
Increased Equity. Minimizing monthly payments isn’t the only reason why New York City, NY homeowners decide to refinance their home loans. In fact, when a lot of property owners in the area refinance, they actually increase their payments; for example, they trade out their 30-year mortgage for a 15-year mortgage. Even with the current low-interest rates, making this type of switch will increase monthly mortgage payments; however, that isn’t a bad thing for many New York County homeowners. Why? Because it allows them to build equity faster, and building equity is one of the major perks of homeownership. If your salary has recently gone up or you’ve come into some money, you may want to think about refinancing your existing mortgage so that you can build up your equity faster.
Different Loan Programs. Another reason why a lot of New York City, NY residents decide to refinance is so that they can switch to a different type of loan program. For example, if you currently have an adjustable-rate mortgage and the interest rates are about to go up, you may want to consider refinancing so you can switch to a low-interest fixed-rate mortgage, as your monthly payments will be stable over the life of the loan.
Credit Boost. Refinancing your current mortgage can have a positive impact on your credit score; especially if the interest rate on your new loan is lower than the rate on your existing loan. Debt-to-income ratio plays a significant role in your overall credit score, so paying off your current loan and taking out a fixed-rate loan with a lower interest rate can lower your debt-to-income ratio and bump up your credit score by quite a few points.
Utilize Existing Equity. For homeowners whose home values have increased, refinancing can provide the opportunity to take advantage of the equity that they have built-in their properties. For instance, you could take out a cash-out refinance loan, which would allow you to withdraw the equity in your home, and you could use those funds to pay down debts, make a large purchase (a child’s college tuition, a wedding, or a vacation, for example), or make improvements to your home, for example.

Looking for the Best Refinance Mortgage Companies in New York County? Contact Jet Direct Mortgage!

If you’re located in New York City, NY, you’re going to find that there are a lot of mortgage companies in the area that specializes in refinancing; just do a search for “mortgage companies near me” on the Internet and you’ll get plenty of results. But if you don’t want to bother going through the hassle of researching different mortgage companies to see if they offer refinancing options and offer quality results that you can rely on, then just head to Jet Direct Mortgage, one of the best mortgage refinance companies in the region!

Jet Direct Mortgage is one of the leading mortgage companies in New York County. Our team of licensed and experienced brokers has been helping the homeowners of New York City, NY refinance their mortgages and get incredible interest rates for years, and we’re confident that we can do the same for you!

When it comes to refinancing, there are several different products available, and it’s important that you choose a mortgage company that offers the refinancing option that will best suit your needs. At Jet Direct Mortgage, we offer several different refinancing options, including:

FHA Streamline Refinance
Veteran Affairs Interest Rate Reduction Refinancing Loan (VA IRRRL or VA Streamline Refinance Program)
Home Equity Conversion Mortgage (HECM), the only federally-insured reverse mortgage program

Our experienced brokers can assist you with determining which refinance loan would best suit your needs and can help take advantage of the record-low interest rates. We’ll guide you through the entire process, from start to finish, and can even try to roll your closing costs into your new loan so that you don’t have to bring anything to the table. When you choose Jet Direct Mortgage as your refinance mortgage company, you can have confidence knowing that you’ll get the best results possible.

Schedule an Appointment with One of New York County Best Mortgage Refinance Companies Today!

Whether you’re interested in lowering your monthly payments or you want to take advantage of the equity in your New York City, NY home, if you’re looking for a mortgage company that can assist you with refinancing, contact Jet Direct Mortgage today! To find out more about our refinancing services, call 855-553-4732 or visit https://www.jetdirectmortgage.com/ today! However you get in touch with us, one of our knowledgeable and friendly brokers will be glad to assist you with all of your needs.

Some information about New York City, NY

New York, often called New York City to distinguish it from New York State, or NYC for short, is the most populous city in the United States. With a 2020 population of 8,804,190 distributed over 300.46 square miles (778.2 km2), New York City is also the most densely populated major city in the United States. Located at the southern tip of the State of New York, the city is the center of the New York metropolitan area, the largest metropolitan area in the world by urban area. With over 20 million people in its metropolitan statistical area and approximately 23 million in its combined statistical area, it is one of the world’s most populous megacities. New York City has been described as the cultural, financial, and media capital of the world, significantly influencing commerce, entertainment, research, technology, education, politics, tourism, art, fashion, and sports, and is the most photographed city in the world. Home to the headquarters of the United Nations, New York is an important center for international diplomacy, and has sometimes been called the capital of the world.

In the precolonial era, the area of present-day New York City was inhabited by Algonquian Native Americans, including the Lenape. Their homeland, known as Lenapehoking, included Staten Island, Manhattan, the Bronx, the western portion of Long Island (including the areas that would later become the boroughs of Brooklyn and Queens), and the Lower Hudson Valley.

The first documented visit into New York Harbor by a European was in 1524 by Italian Giovanni da Verrazzano, an explorer from Florence in the service of the French crown. He claimed the area for France and named it Nouvelle Angoulême (New Angoulême). A Spanish expedition, led by the Portuguese captain Estêvão Gomes sailing for Emperor Charles V, arrived in New York Harbor in January 1525 and charted the mouth of the Hudson River, which he named Río de San Antonio (Saint Anthony’s River). The Padrón Real of 1527, the first scientific map to show the East Coast of North America continuously, was informed by Gomes’ expedition and labeled the northeastern United States as Tierra de Esteban Gómez in his honor.

In 1609, the English explorer Henry Hudson rediscovered New York Harbor while searching for the Northwest Passage to the Orient for the Dutch East India Company. He proceeded to sail up what the Dutch would name the North River (now the Hudson River), named first by Hudson as the Mauritius after Maurice, Prince of Orange. Hudson’s first mate described the harbor as “a very good Harbour for all windes” and the river as “a mile broad” and “full of fish”. Hudson sailed roughly 150 miles (240 km) north, past the site of the present-day New York State capital city of Albany, in the belief that it might be an oceanic tributary before the river became too shallow to continue. He made a ten-day exploration of the area and claimed the region for the Dutch East India Company. In 1614, the area between Cape Cod and Delaware Bay was claimed by the Netherlands and called Nieuw-Nederland (New Netherland).

Learn more about New York City.

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Map of New York City, NY

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