Mortgage Company in Queens, NY 11101
Welcome to Jet Direct Mortgage! We are mortgage experts dedicated to making sure you find the right loan program with low interest rates for your home purchase or refinance.
Jet Direct Mortgage – Your Trusted Source for Conventional Loans in Queens, NY. Unlock your homeownership dreams with our expert mortgage solutions tailored for Queens County residents. Explore competitive rates and personalized financing options today.
Ready to Start the Mortgage Process?
Why Jet Direct Mortgage

Easy Application & Approval Process
We streamline the home financing process with our user-friendly online platform, enabling you to easily apply and obtain pre-qualification for a conventional loan. Our team of dedicated mortgage experts ensures you receive prompt responses and support, making your path to home financing a seamless and efficient one.
Conventional Loans rank among the most prevalent loan programs, offering benefits to buyers irrespective of their credit history or income. If you’re seeking mortgage assistance but aren’t sure where to begin, Jet Direct Mortgage is here to provide guidance and help you discover the program that best suits homeowners like yourself.

Let us help you realize your dream of homeownership with our specialized mortgage solutions designed specifically for Queens County residents. Discover attractive interest rates and personalized financing choices right now.
Queens NY Mortgage Application
Start the home loan process today with Jet Direct Mobile. Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.

Tips to Help You Prepare for Meeting with Mortgage Companies Near You in Queens, NY
Whether you’re ready to buy your first house and you’re looking for reputable mortgage companies or you’re already a homeowner and you’re researching the best mortgage refinance companies, if you’re located in Queens, NY and you need assistance with home financing, contact Jet Direct Mortgage. For decades, we have been considered one of the best online mortgage lenders in the Queens area and have helped countless area residents secure the financing that they need at rates that they can afford. If you’re searching for “mortgage companies near me” in Queens County and you want the smoothest experience possible, be sure you reach out to Jet Direct Mortgage.
Tips to Consider Before Meeting with Mortgage Companies Near You in Queens, NY

Finding the perfect property that meets all of your needs is only a part of the house-hunting process. Just as important is securing financing, and that’s a part that many first-time homebuyers overlook or just jump into. In fact, before you even start looking for houses, the first thing you should do is meet with a mortgage company. Why? Because doing so will allow you to explore different financing options and get prequalified for a mortgage, and being prequalified not only lets you know how much you can comfortably afford to spend, but it also shows sellers that you’re serious about making an offer.
If you’ve never met with a mortgage lender before, you might be feeling a bit overwhelmed. Not to worry! Here are some tips to keep in mind before you meet with mortgage companies near you that will calm your nerves and help prepare you for the process.
Investigate Your Credit Score
Long before you start researching “mortgage companies near me”, you should take the time to investigate your credit score. Your credit score is one of the most important factors that will determine whether or not you are eligible for a home loan, and if so, how much of a loan you will be able to take out and at what interest rate.
If your credit score is low, lenders will consider you a high-risk, and that could make the interest rate on a home loan a lot higher; that is, if you qualify for a loan at all. A higher credit score signifies that you’re less of a risk, which increases your chances of not only securing financing but will also help you qualify for a lower interest rate. Since your credit score plays such an important part in the financing process, it’s a good idea to take a look at yours well in advance of your first meeting with a mortgage company. You are eligible for one free credit report from the three major credit bureaus – Experian, Equifax, and TransUnion – once a year.
Take a look at your credit score. If it’s on the low side (generally, those who have a credit score of 580 or lower will have a hard time getting approved for a mortgage), assess your credit report and see where you can make improvements that would help to bring your up score and increase your chances of qualifying for a low-interest mortgage. For example, you may be able to pay down high-interest debts, such as credit cards or student loans, which will help to improve your debt-to-income ratio and give you access to more money that you can use to put towards a down payment.
Get Your Paperwork in Order
When you meet with mortgage companies near you, you’ll need to provide them with key details about your income and your credit. Before you meet with a Queens County mortgage company, make sure you get the necessary paperwork in order. You’ll need to bring the following to your appointment:
- A valid state-issued ID
- Your Social Security number
- Copies of your W-2s
- Recent pay stubs (that show your gross and net monthly income, as well as your year-to-date income
- Employer contact information (past and present)
- Bank and asset statements
- Documentation that shows any other income you bring in
It’s a good idea to inquire about the specific documents you’ll need to bring with you before your appointment, as the information may vary from mortgage lender to mortgage lender.
Schedule Consultations
Get the names of reputable mortgage companies in Queens, NY. You can either ask people that you know who has recently worked with a mortgage lender if they can make recommendations, or you can search the Internet for “mortgage companies near me”. Schedule consultations with at least three different lenders (remember to ask what you will need to bring to your appointment ahead of time so that you are prepared and can ensure that things will go as smoothly as possible).
Looking for a conventional mortgage?
During each consultation, you’ll want to ask key questions about securing financing, as well as general information about each mortgage company. Examples of questions you might want to ask include:
- How long have you been in business?
- How many clients have you helped secure financing?
- What type of loan options do you offer?
- How long does the average turnaround time for a preapproval, appraisal, and closing take?
- What fees will I be responsible for at closing and can any of these fees be rolled into the mortgage?
- What are the requirements for a down payment?
- Do you have references that I can contact?
- What’s the best way to communicate with you?
Add anything else that you think is pertinent to your list of questions and jot down the answers that each mortgage lender you meet with provides. Also, during the consultation process, make sure that you pay attention to the manner in which each lender presents him- or herself. Do they take their time or are they rushed? Do they offer detailed responses to your inquiries or do they just gloss over them? What’s their personality like? A mortgage lender is going to be assisting you with one of the biggest purchases you’ll ever make, so you want to be sure that you choose someone you are comfortable with.
Compare Rates and Experience
After you’ve met with each prospective mortgage company queens service, compare the rates each one provided you with. It’s also important to consider the overall experience you had during the consultation process. Obviously, you’ll want to choose the lender who offered rates the best rates, but if the rates are very similar or even exact, let the experience you had guide you in choosing with Queens, NY mortgage company you should choose.
Ready to Schedule a Consultation with the Best Mortgage Company Queens service Near You?
If you’re ready to start the process of getting preapproved for a home loan and you’re located in Queens, NY, when you’re looking for “mortgage companies near me”, make sure you include Jet Direct Mortgage on your list of lenders to meet with. Offering decades of experience, several flexible options, and a proven track record of success, we’re considered one of the best mortgage companies in the Queens, NY area. To schedule an appointment for a consultation with one of our experienced brokers, please call 1.800.700.4JET or submit our online contact form at https://www.jetdirectmortgage.com/ today! At Jet Direct Mortgage, we’re looking forward to helping you get the financing you need for the home of your dreams.
New York State Counties We Serve
Some information about Queens, NY
Queens is a borough of New York City, coextensive with Queens County, in the U.S. state of New York. It is the largest borough of New York City in area and is adjacent to the borough of Brooklyn at the western end of Long Island, with Nassau County to the east. Queens also shares water borders with the boroughs of Manhattan, the Bronx, and Staten Island.
The first European settlement in the region were the Dutch, who established the colony of New Netherland. The first settlements were established in 1635 followed by further settlement at Maspeth in 1642 (ultimately unsuccessful), and Vlissingen (now Flushing) in 1645. Other early settlements included Newtown (now Elmhurst) in 1652 and Jamaica in 1655. However, these towns were mostly inhabited by English settlers from New England via eastern Long Island (Suffolk County) who were subject to Dutch law. After the capture of the colony by the English and its subsequent renaming as New York in 1664, the area (and all of Long Island) became known as Yorkshire.
The Flushing Remonstrance signed by colonists in 1657 is considered a precursor to the United States Constitution’s provision on freedom of religion in the Bill of Rights. The signers protested the Dutch colonial authorities’ persecution of Quakers in what is today the borough of Queens.
Originally, Queens County included the adjacent area now comprising Nassau County. It was an original county of New York State, one of twelve created on November 1, 1683. The county is assumed to have been named after Catherine of Braganza, since she was queen of England at the time (she was Portugal’s royal princess Catarina, daughter of King John IV of Portugal). The county was founded alongside Kings County (Brooklyn, which was named after her husband, King Charles II), and Richmond County (Staten Island, named after his illegitimate son, the 1st Duke of Richmond). However, the namesake is disputed. While Catherine’s title seems the most likely namesake, no historical evidence of official declaration has been found. On October 7, 1691, all counties in the Colony of New York were redefined. Queens gained North and South Brother Islands as well as Huletts Island (today known as Rikers Island). On December 3, 1768, Queens gained other islands in Long Island Sound that were not already assigned to a county but that did not abut on Westchester County (today’s Bronx County).
Useful links for Queens, NY
- Queens, NY is located in Queens county in New York State