Mortgage Company Wantagh, NY


Looking for Nassau County Mortgage Companies? Tips to Help you Find the Best Lender

Countless homeowners in the Nassau County, NY area have relied on Jet Direct Mortgage to turn their dreams of homeownership into realities. We are committed to providing our clients with the lending options that best meet their needs and providing incomparable customer service. If you’re on a mission to find the best mortgage company in Nassau County, look no further than Jet Direct Mortgage.

Buying your first home is certainly exciting, but the process can be extremely overwhelming. Finding a house that ticks off all of your boxes is just part of the equation There are so many other factors that need to be taken into consideration; among them, deciding which mortgage company to work with.

While there are plenty of mortgage companies out there, you don’t want to settle for just anyone; you want to choose the best. To help make the process a bit easier, here are some tips that you can use to find reputable Nassau County mortgage lenders to facilitate the purchase of your first home.

Start by Researching

First things first: you’re going to want to do some research. Start by searching “mortgage companies near me”, “mortgage lenders near me”, or a similar query on the Internet. While your search is sure to reveal several options, you don’t want to choose the first lender you find; instead, you’re going to want to dig a little deeper.

Check out the reputation, experience, and number of years that prospective lenders have been in business. There are a lot of “fly-by-night” and “pop-up” lenders, so-to-speak; steering clear of these companies is highly advisable. Your best bet is to opt for a company that is established in the community, has years of experience, and has successfully secured mortgages for a long list of other first-time homebuyers in the Wantagh area.

Consider First-Time Homebuyer Programs

Take a look at the different programs prospective lenders offer. Since this is the first time you’re purchasing a home, your best bet is to look for mortgage lenders that offer first-time homebuyer programs. Many lenders team up with agencies to provide first-time buyers with invaluable services, such as down payment assistance, discounts, and a variety of resources that are specifically designed for those who are new to the home buying process.

Though government agencies finance incentives and programs that are offered for first-time homebuyers, lenders take care of the mortgages. By working with a lender that offers first-time buyer programs, you’ll be able to easily access any assistance you may require.

Compare Rates

You’re going to be charged a lot of different fees when you’re securing a mortgage, and these fees are on top of the amount you’ll be borrowing to purchase a home. As such, it’s a good idea to compare rates that different lenders charge, as they vary significantly from lender to lender.

Compare interest rates and annual percentage rates (APRs) that prospective lenders are offering. These rates will play a big part in the total amount you’ll end up paying over the life of your loan. It’s also a good idea to compare different fees, such as loan and title origination, application, and appraisal fees, as these expenses will impact the amount you’ll need to bring to closing.

Another helpful tip: When you’re comparing rates, if you aren’t sure about something, ask. You want to make sure you have a firm understanding of the different fees and how they’ll affect you, so don’t be afraid to inquire about anything you’re unsure of.

mortgage companies near Albertson, NY

Compare Preapprovals

Getting preapproved for a home loan is important. It shows sellers that you have access to financing and that your offer is solid, should they decide to accept it. Plus, a preapproval also gives you an understanding of what your payments will be like if you decide to borrow the amount you are approved for.

Different lenders use different strategies for issuing preapprovals. For example, some Nassau County mortgage lenders may use digital files and can issue an approval in a matter of minutes, while other mortgage companies may require you to deliver documents by hand and can take a few days to get back to you. It’s important to compare and consider the preapproval methods that the lenders you’re thinking about working with us so you know when you’ll be able to access your letter.

Jet Direct Mortgage: One of Nassau County, NY’s Most Trusted Mortgage Companies

If you’re on-track to purchase our first home in the Wantagh, NY area, before you start shopping, contact Jet Direct Mortgage. As one of the leading mortgage lenders in the Nassau County area, we offer great options and programs for first-time homebuyers and will help you secure fair and affordable financing.

To schedule an appointment with a knowledgeable and experienced mortgage broker, please call 855-553-4732 today! We look forward to working with you and playing a key role in your journey toward homeownership.


Some information about Wantagh, NY

Wantagh is a hamlet and census-designated place (CDP) in the Town of Hempstead in Nassau County, on Long Island, New York, United States. The population was 18,871 at the time of the 2010 census.

The Wantagh area was inhabited by the Merokee (or Merikoke) tribe of the Metoac Indians prior to the first wave of European settlement in the mid-17th century. The Merokee were part of the greater Montauk tribe that loosely ruled Long Island’s Native Americans. Wantagh was the sachem (chief) of the Merokee tribe in 1647, and was later the grand sachem of the Montauk tribe from 1651 to 1658. The Dutch settlers came east from their New Amsterdam colony, and English settlers came south from Connecticut and Massachusetts settlements. When the English and Dutch settled their competing claims to Long Island in the 1650 treaty conducted in Hartford, the Dutch partition included all lands west of Oyster Bay and thus the Wantagh area. Long Island then was ceded to the Duke of York in 1663–64, but then fell back into Dutch hands after the Dutch regained New York in 1673. The Treaty of Westminster in 1674 settled the land claims once and for all, incorporating Long Island into the now-British colony of New York.

Early settler accounts refer to Wantagh as ‘Jerusalem’, although earlier accounts refer to the area as ‘Wantagh’. The creek running north–south through Wantagh, and which has been covered up in many places but is still visible between the Wantagh Parkway and the housing developments west of Wantagh Avenue, was originally the Jerusalem River. The original post office was built in 1837, for Jerusalem, but mail service from Brooklyn began around 1780. The town’s first school was established in 1790. At some time around the 1880s, Jerusalem was renamed Ridgewood, and the town’s original LIRR station was named ‘Ridgewood Station’. Later, Ridgewood was renamed Wantagh to avoid confusion with another town in New York State with the same name.

Wantagh, NY

George Washington rode through Jerusalem on April 21, 1790, as part of his 5-day tour of Long Island. The Daughters of the American Revolution have placed a plaque on Hempstead Turnpike to commemorate Washington’s travels, which took him from Hempstead on Jerusalem Road (now North Jerusalem Road) to Jerusalem, on to Merrick Road. He then went on to head east, then circle back west on the north shore. During the Revolutionary War, British ships traveled up Jones inlet and came ashore to raid Jerusalem farms.

Learn more about Wantagh.

Directions from Wantagh, NY to Jet Direct Mortgage

← Previous Service LocationNext Service Location →