Patrice Flerx

Patrice Flerx is a seasoned loan officer with many years of experience in guiding clients through the intricacies of the mortgage process. Her expertise spans a variety of loan types including conventional, FHA, VA, Non-QM, DSCR loans, and first-time homebuyer programs. Patrice is known for her meticulous attention to detail, ensuring a smooth and transparent transaction for all parties involved. She prides herself on her ability to build lasting relationships with her clients, providing support long after the close of escrow. Dedicated to continuing education, Patrice stays on top of industry trends to deliver the best possible advice and solutions.

Jessica Bogdanowich Collins

We recently purchased our first home and Patrice was our loan officer. She was an absolute pleasure to work with. She explained all of the steps thoroughly and kept us up to speed throughout the whole process. We would recommend her to anyway looking to purchase a home! She feels like family after this process.

Rafaello Carone

Thanks to the exceptionalism, diligence, intelligence, and experience of Patrice Flerx, I was able to own my first home at 20 years old. She made the process simplistic, informative, and as easy to comprehend as possible. She even helped me close within 40 days! For those who aren’t aware… that’s beyond quick. If I had questions, she was there. If I had questions about her answers lol, she was there. I’m so incredibly grateful for her and how she was there for me. To say I’m impressed and satisfied with the experience with Jet Direct would be an understatement. This is my first ever google review and I’m not one of the review types… trust me when I say she and Jet Direct are the best. I’ve now referred her to 6 people nationwide and will continue to refer her because I know they will have the best experience possible during what can be a very stressful process. I am a homeowner because of Patrice and I’m forever grateful to her and for the work of Jet Direct.” Awesome job, Patrice!

Kayla Arnold

Cannot say enough good things about our experience with Patrice Flerx and her team at Jet Direct Mortgage for helping us with our mortgage for our first home. From start to finish, she was extremely determined to get us the best rate, was incredibly helpful with all of our questions, and worked diligently with her team to expedite the process which gave us the ability close earlier than we expected. Buying a house can be a stressful process, but Patrice did everything in her power to help us every step of the way.

Lou McKenna

Patrice Flerx – The best in the business! Patrice is the very best at her job as a mortgage professional. She came recommended by a co-worker and I could not have been happier with the results. She answered every question I had and basically held my hand thru the entire mortgage process.. If I could, I would give her 10 stars, as she deserves it.

Sandra Kochman

I highly recommend Patrice Flerx for all of your lending needs. She is an outstanding mortgage professional and trusted referral partner, known for their expertise, integrity, and commitment to helping clients find the best financing solutions. Her personalized approach and dedication to exceptional service make her a valuable asset to any collaboration.

Charles Cooper

When my wife and I were purchasing our home, Patrice Flerx guided us through our mortgage application every step of the way. Her program keeps you up to date with what documentation is required in what order, and she sends you documents that you are required to sign. You can check your progress and you know what to expect next. Patrice is always available to speak to should any questions arise. Very professional with personal attention.

Tim Moore

I recently worked with Patrice Flerx  securing a mortgage for my new home, and I could not be more impressed with the experience. From the moment we first spoke, Patrice was incredibly knowledgeable, patient, and understanding of my unique financial situation. She took the time to explain every step of the process in clear terms, Answering my questions and providing in valuable advice along the way. Look no further then Patrice for your lending needs.


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Jet Direct Mortgage offers the best mortgage tools around. Easy, convenient, online shopping for the best loan programs and most current rates available, plus, I will be here to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

There are several benefits to using a mortgage banker when obtaining a home loan. One of the main advantages is that a mortgage banker is a direct lender, so they have the ability to provide a wide range of loan options and customize a loan to meet the specific needs of the borrower. This can be especially helpful for borrowers with unique financial situations or who have credit challenges. Additionally, because a mortgage banker is a direct lender, the borrower can typically get a decision on their loan application more quickly, which can be helpful when trying to meet a tight deadline for purchasing a home. Additionally, working with a mortgage banker can provide a more personalized experience, as the borrower will be dealing directly with the lender rather than a middleman or mortgage broker.

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Mortgage Calculator with Taxes and Insurance

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.