“As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress free. I highly recommend using Jet Direct for any of your home buying needs!”
Queens, NY Mortgage
Start the home loan process today with Jet Direct Mobile. Calculate mortgage options, scan documents, and apply for a loan all directly on your phone.
Top Mortgage Lender in Queens, NY
Welcome to Jet Direct Mortgage! We are home loan experts dedicated to making sure you find the right loan program with low interest rates for your home purchase or refinance.
Whether you’re looking to buy your first home, you want to refinance your existing home, or you’re thinking about exploring a Conventional or FHA mortgage, you’re going to want to work with the best mortgage company possible.
Why Jet Direct Mortgage
Simple Application & Approval Process
We simplify the home financing process through our intuitive online platform, allowing you to quickly apply and secure pre-qualification for a home loan. With our dedicated mortgage experts providing timely responses and assistance, your journey to home financing is both smooth and efficient.
Conventional Loans, FHA, VA Loans are some of the most common loan programs. They’re great for buyers regardless of credit history or income! If you need help with your mortgage but don’t know where to start – Jet Direct Mortgage can help and and find out what’s best suited fit within each program designed specifically for homeowners like yourself.
Our mortgage lenders have successfully helped hundreds of borrowers in Staten Island secure the financing that they need.
FAQs
What’s the difference between a Mortgage Banker and a Mortgage Broker?
A mortgage banker and a mortgage broker are both professionals who help people obtain loans to purchase real estate, but there are some key differences between the two. A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. In contrast, a mortgage broker is a middleman who works with multiple lenders to help borrowers find the best loan for their needs. A mortgage broker does not provide the funds for the loan directly, but instead helps the borrower to find a lender and facilitate the loan application process for a fee.
What is a Mortgage Banker?
A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. A mortgage banker may work for a large financial institution, such as a bank, or may be an independent company that specializes in providing home loans. The mortgage banker is responsible for evaluating the borrower’s financial situation and credit history in order to determine their ability to repay the loan, and will also work with the borrower to determine the best loan product and terms for their needs. In some cases, a mortgage banker may also offer other financial services, such as advice on purchasing a home or refinancing an existing loan.
Benefits of using a Mortgage Banker
There are several benefits to using a mortgage banker when obtaining a home loan. One of the main advantages is that a mortgage banker is a direct lender, so they have the ability to provide a wide range of loan options and customize a loan to meet the specific needs of the borrower. This can be especially helpful for borrowers with unique financial situations or who have credit challenges. Additionally, because a mortgage banker is a direct lender, the borrower can typically get a decision on their loan application more quickly, which can be helpful when trying to meet a tight deadline for purchasing a home. Additionally, working with a mortgage banker can provide a more personalized experience, as the borrower will be dealing directly with the lender rather than a middleman or mortgage broker.
Linkedln – Instagram – Youtube – Facebook – Twitter
Related articles:
Deciding How Much Money to Put Down on a House
Although most lenders recommend a 20% down payment, it’s not necessarily required. There are options for home buyers to put down much less, but it may not necessarily be the best decision for you. So, how much cash should you be putting down? Read more>>
How to Get Pre-approved for a Mortgage
If you’re planning to purchase a home, it’s recommended that you get a pre-approval before you actually start looking. Essentially, a pre-approval is a backing from a lender that proves you are qualified to borrow X amount of money at a specified interest rate. Read more>>
Difference Between PMI & Mortgage Insurance Premium
If you’re new to the home buying process, chances are you’re confused about the difference between private mortgage insurance (PMI) and mortgage insurance premium (MIP). Well we’re here to set the record straight for you! Read more>>
What people are saying about Peter Pescatore
CORE VALUES
Our success and foundation is built
around our Jet Direct Core Values:
DEDICATION
We are dedicated to continually strive to surpass the expectations of our clients. We accomplish this by offering trusted advice, with a commitment to our client’s financial future.
INTEGRITY
Integrity is at the forefront of our standards. Maintaining honesty and transparency builds trust and relationships.
CULTURE
For us, culture within our organization is achieved through a positive attitude and respect for one another. In turn, this gives our clients a better experience and provides better results.
EXCELLENCE
The pursuit of excellence is the stepping stone to our success. We consistently seek to be better, more knowledgeable, and more effective for ourselves and our clients.