Peter Pescatore

Top Mortgage Lender in Queens, NY

Welcome to Jet Direct Mortgage! We are home loan experts dedicated to making sure you find the right loan program with low interest rates for your home purchase or refinance.

Whether you’re looking to buy your first home, you want to refinance your existing home, or you’re thinking about exploring a Conventional or FHA mortgage, you’re going to want to work with the best mortgage company possible.

Why Jet Direct Mortgage

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Simple Application & Approval Process

We simplify the home financing process through our intuitive online platform, allowing you to quickly apply and secure pre-qualification for a home loan. With our dedicated mortgage experts providing timely responses and assistance, your journey to home financing is both smooth and efficient.

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Conventional Loans, FHA, VA Loans are some of the most common loan programs. They’re great for buyers regardless of credit history or income! If you need help with your mortgage but don’t know where to start – Jet Direct Mortgage can help and and find out what’s best suited fit within each program designed specifically for homeowners like yourself.

Our mortgage lenders have successfully helped hundreds of borrowers in Staten Island secure the financing that they need.

FAQs

What’s the difference between a Mortgage Banker and a Mortgage Broker?

A mortgage banker and a mortgage broker are both professionals who help people obtain loans to purchase real estate, but there are some key differences between the two. A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. In contrast, a mortgage broker is a middleman who works with multiple lenders to help borrowers find the best loan for their needs. A mortgage broker does not provide the funds for the loan directly, but instead helps the borrower to find a lender and facilitate the loan application process for a fee.

What is a Mortgage Banker?

A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. A mortgage banker may work for a large financial institution, such as a bank, or may be an independent company that specializes in providing home loans. The mortgage banker is responsible for evaluating the borrower’s financial situation and credit history in order to determine their ability to repay the loan, and will also work with the borrower to determine the best loan product and terms for their needs. In some cases, a mortgage banker may also offer other financial services, such as advice on purchasing a home or refinancing an existing loan.

Benefits of using a Mortgage Banker

There are several benefits to using a mortgage banker when obtaining a home loan. One of the main advantages is that a mortgage banker is a direct lender, so they have the ability to provide a wide range of loan options and customize a loan to meet the specific needs of the borrower. This can be especially helpful for borrowers with unique financial situations or who have credit challenges. Additionally, because a mortgage banker is a direct lender, the borrower can typically get a decision on their loan application more quickly, which can be helpful when trying to meet a tight deadline for purchasing a home. Additionally, working with a mortgage banker can provide a more personalized experience, as the borrower will be dealing directly with the lender rather than a middleman or mortgage broker.