Refinance Mortgage Palm Desert, CA

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Vanessa Horowitz

Sal was a pleasure to work with. He was personable, patient and informative. I would highly recommend Sal.

Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!
Rachel Klein

They made ma feel like family, they took me every step of the way . Thank you!

Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!
John Michael

Working with Pete, Jeff and Lauren was great. They helped me through the process and made it a great experience for us. I will recommend Jet to all our friends.

Adam Gurley

Peter Pescatore and his team were all class acts. They made buying my home stress-free. I will be recommending them to everyone!
Elizabeth Munoz

It was a pleasure working with Jet Direct. All my questions were answered promptly. I will refer them to family and friends. Thank you to Jet Direct for making it a smooth process!

Rachel Nieves

What a pleasure it was working with Peter, Jeff and Lauren. They are very knowledge in their field. The explained every step of the way what was happening and what we were to expect. We must have emailed them a million times and they never were upset at us for doing so. Not only did we use them to get our mortgage, but they can help years later to modify your mortgage and try to bring down your rates. We could have never of sold and bought our new home without them. I highly recommend them.
Surimaribo24

Thank you jet mortgage Team. Enid -Michelle-Irene and the team are simply the best, with the speed and being on top of everything. they treat their clients like a king . dont look anywhere else if you're looking for a mortgage this is the one and last stop. they are PRO and will get you the best rates .words can't express how thankful we are. thank you for getting us into our first home.

Margo Urquijo

Jet Direct was the best to work. We loved Enid so much. She was beyond helpful and made us feel so confident in the process. We will be recommending Enid and Jet Direct to any of our friends or family. So thankful for all you have done for my husband and I.
Paul Teri

As first time home buyers, we were grateful to work with Sal Petrozzino! Not only is he personable, but he was always available to answer any questions we had along the way - didn't matter if it was nights or weekends. His guidance and expertise helped us to make the best possible decisions as we worked to close on our new home.

Refinance Mortgage in Palm Desert, CA 92210

Reasons to Take Advantage of Current Low Refinance Rates with a Palm Desert, CA Refinance Mortgage

Are you interested in taking advantage of the record low refinance rates with a home refinance loan? If so, you’ve come to the right place! Considered the best refinance company in the area, Jet Direct Mortgage specializes in Palm Desert, CA refinance mortgages (and reverse mortgages, too) and has helped countless property owners throughout the Riverside County area get the lowest mortgage refinance rates and maximize the equity in their homes. Instead of searching for “refinance mortgage near me” and hoping you’ll find a reputable company, get in touch with a team that has decades of experience, a proven track record of success, and who can count on to help you secure the best home refinance rates: Jet Direct Mortgage.

The Benefits of a Palm Desert, CA Refinance Mortgage

Refinancing refers to the process of rolling the existing mortgage on your Riverside County home into a new loan. With record-low interest refinance rates, you might be thinking about taking out a Palm Desert, CA refinance mortgage. Here’s a look at some of the most notable benefits that you can take advantage of when you refinance your mortgage.

A Lower Interest Rate

Perhaps the most common reason why Riverside County homeowners refinance their mortgage is so that they can get a better interest rate on their home loan. If the refinance rates are low, you could save a substantial amount of money. For example, if the interest rate on your existing mortgage is 6% and you can get a 2% interest rate on a Palm Desert, CA refinance mortgage, that could translate to serious savings over the life of your loan.

Reduced Monthly Payments

When the interest rate on your mortgage is lower, your monthly payments could end up being lower, too. This is particularly true if you have the same payoff date on your Palm Desert, CA refinance mortgage as you did on your original home loan. Alternatively, you could extend your payoff date beyond the current date, which would allow you to pay less toward your principal balance and effectively reduce your monthly mortgage payment.

Access the Equity in Your Riverside County Home

If you take a cash-out Palm Desert, CA refinance mortgage, you could borrow against the equity in your home and access those funds and use them for virtually any reason. After you go to closing on your refinance home loan, you would receive a check, and the amount of that check would be added to the principal balance of your new mortgage. Because refinance rates tend to be lower than other kinds of loans, if you need to fund something that has a high price tag – a new car, a home improvement project, a vacation, or even if you want to pay down other debts, for example – refinancing can be a very cost-effective way to borrow the money you need.

A Shorter Term

If you want to pay off your home loan faster, a Palm Desert, CA refinance mortgage could help you do just that. For example, if you initially took out a 30-year loan to fund the purchase of your Riverside County home, you could take out a 15-year fixed-rate refinance home loan. Not only will the term of your new loan be shorter, but because the rates on a 15-year loan are usually less than the rates on a 30-year mortgage, you could not only pay off your home faster, but you could do so without seeing a large increase in the amount you’re paying each month.

Switch to a Fixed-Rate Loan

If you took out an adjustable-rate mortgage (ARM) to fund the purchase of your home, it may have seemed like a great idea at the time. While the interest rate on an ARM loan may be lower than the interest rate on a fixed-rate mortgage when the fixed-rate period ends, the interest rate on your ARM mortgage will increase and you could see a notable increase in your monthly payments. With a Palm Desert, CA refinance mortgage, you can switch from an adjustable-rate to a fixed-rate loan, so the amount you’ll have to pay on your new loan will be consistent moving forward.

Erase Primary Mortgage Insurance

If you put less than 20% down on the purchase price of your Riverside County home, you likely have to pay primary mortgage insurance (PMI) in addition to your principal balance and interest. Once you’ve accrued 20% equity in your property, you can take out a refinance home loan and get rid of your PMI payment. By eliminating PMI, you can enjoy even more savings each month.

Looking to Take Out a Refinance Mortgage Near You?

If you’d like to take advantage of the above-mentioned benefits, get in touch with a Riverside County company that can help you get the lowest refinance rates: Jet Direct Mortgage. For more information or to start the process of a Palm Desert, CA refinance mortgage, give us a call at 855-553-4732 or visit us online at https://www.jetdirectmortgage.com/ and one of our certified loan officers will be happy to answer all of your questions and assist you with all of your needs.

Some information about Palm Desert, CA

Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 14 miles (23 km) east of Palm Springs, 121 miles (195 km) northeast of San Diego and 122 miles (196 km) east of Los Angeles. The population was 48,445 at the 2010 census, up from 41,155 at the 2000 census. The city was one of the state’s fastest growing in the 1980s and 1990s, beginning with 11,801 residents in 1980, doubling to 23,650 in 1990, 35,000 in 1995, and nearly double its 1990 population by 2000.

The ancestral homeland of Cahuilla, a division of the Morongo Band of Mission Indians. Their bird songs and funeral songs share the oral tradition of how they were present on these lands for over 10,000 years.

The area was first known as the Old MacDonald Ranch, but the name changed to Palm Village in the 1920s when date palms were planted. Local historians said the main residents of pre-1950 Palm Desert were Cahuilla Indian farmers of the now extinct San Cayetano tribe, but a few members of the Montoya family of Cahuilla/Spanish descent were prominent leaders in civic life.

The first residential development occurred in 1943 in connection with an Army maintenance camp in the area. That site was later developed into “El Paseo”, an upscale shopping district not unlike Rodeo Drive. In 1948, the Palm Desert Corporation began to develop real estate, and in 1951 the area was given its present name.

Learn more about Palm Desert.

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