Welcome to my website. I’m looking forward to putting our mortgage services to work for you! Let us take the weight off your shoulders! Jet Direct Mortgage understands that buying or refinancing a home in Suffolk County can seem like an overwhelming process. Whether you’re looking to buy your first home, you want to refinance your existing home, or you’re thinking about exploring a reverse mortgage, you’re going to want to work with the best mortgage company possible; in Suffolk, that mortgage company is Jet Direct Mortgage! Our mortgage lenders have successfully helped hundreds of borrowers in Suffolk secure the financing that they need.
FHA, VA and HECM reverse mortgages are some of the most common loan programs offered in Suffolk County. They’re great for buyers regardless of credit history or income! If you need help with your mortgage but don’t know where to start – Jet Direct Mortgage can help and and find out what’s best suited fit within each program designed specifically for homeowners like yourself. For additional information, contact Peter Pescatore at 631-848-7585
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Questions About FHA Loans?
Purchasing a new home in Suffolk? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.
Remodeling your home? If you are planning on remodeling your home – be it a kitchen, bathroom or backyard – I can help find the right loan for you.
Applying for a loan? Our online application via the Jet Direct Mobile app is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience from your mobile device.
Learn more about Peter Pescatore – Top Loan Officer in Suffolk NY
Peter is the COO at Jet Direct Mortgage (Mortgage Banker) DBA Senior Reverse Network. – For over 18 years Peter has worked as both a licensed Mortgage originator and as a direct endorsement Underwriter / trainer certified though HUD – U.S. Department of Housing and Development.
Peter started his career in the mortgage industry in 1999 right after receiving his degree in Business Administration for St. Joseph’s College. He immediately began making a substantial impact – discovering he drew great satisfaction in helping families unlock the dream of home ownership! With a solid foundation in operations, Peter moved to sales – which quickly highlighted his strength in team building and overall business strategy.
In 2011 he was tapped by Jet Direct Mortgage, a Long Island based direct lender to lead the company to new stages of growth and innovation. Pescatore introduced many aggressive new initiatives that have resulted in exponential growth, reach, and market share for Jet Direct. Among the many introductions in the areas of recruitment, marketing, and improving the operational back end – Peter believes that fostering a positive corporate culture and overall workplace environment are crucial to the lasting success of any organization. “I’ve been in this industry for some time – in just about every capacity there is, and one of the truths that I’ve consistently seen is that a vast majority of staff (be it sales or operations) take tremendous pride in their work and genuinely strive to be the best they can be – provided they’re given that chance. That’s what makes Jet Direct different from a great many lenders out there, our team feels at home and knows that they are valued… and that brings out the best – which in turn, gives Jet Direct a significant advantage in a competitive industry we occupy.”
Helping borrowers realize their dream of home ownership and helping homeowners in all stages of their lives, he specializes in Conventional, FHA, VA, USDA, and Reverse Mortgages. He is also an Underwriter so he knows the ins and outs of the home buying process and can help make your buying experience a pleasant one. Excellent customer service is always the goal!
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FHA Loan Application
Questions About FHA Loans?
FAQs
What’s the difference between a Mortgage Banker and a Mortgage Broker?
A mortgage banker and a mortgage broker are both professionals who help people obtain loans to purchase real estate, but there are some key differences between the two. A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. In contrast, a mortgage broker is a middleman who works with multiple lenders to help borrowers find the best loan for their needs. A mortgage broker does not provide the funds for the loan directly, but instead helps the borrower to find a lender and facilitate the loan application process for a fee.
What is a Mortgage Banker?
A mortgage banker is a type of lender who offers home loans directly to borrowers. This means that the mortgage banker is responsible for underwriting the loan and providing the funds for the borrower to use to purchase a home. A mortgage banker may work for a large financial institution, such as a bank, or may be an independent company that specializes in providing home loans. The mortgage banker is responsible for evaluating the borrower’s financial situation and credit history in order to determine their ability to repay the loan, and will also work with the borrower to determine the best loan product and terms for their needs. In some cases, a mortgage banker may also offer other financial services, such as advice on purchasing a home or refinancing an existing loan.
Benefits of using a Mortgage Banker
There are several benefits to using a mortgage banker when obtaining a home loan. One of the main advantages is that a mortgage banker is a direct lender, so they have the ability to provide a wide range of loan options and customize a loan to meet the specific needs of the borrower. This can be especially helpful for borrowers with unique financial situations or who have credit challenges. Additionally, because a mortgage banker is a direct lender, the borrower can typically get a decision on their loan application more quickly, which can be helpful when trying to meet a tight deadline for purchasing a home. Additionally, working with a mortgage banker can provide a more personalized experience, as the borrower will be dealing directly with the lender rather than a middleman or mortgage broker.
Related articles:
Deciding How Much Money to Put Down on a House
Although most lenders recommend a 20% down payment, it’s not necessarily required. There are options for home buyers to put down much less, but it may not necessarily be the best decision for you. So, how much cash should you be putting down? Read more>>
How to Get Pre-approved for a Mortgage
If you’re planning to purchase a home, it’s recommended that you get a pre-approval before you actually start looking. Essentially, a pre-approval is a backing from a lender that proves you are qualified to borrow X amount of money at a specified interest rate. Read more>>
Difference Between PMI & Mortgage Insurance Premium
If you’re new to the home buying process, chances are you’re confused about the difference between private mortgage insurance (PMI) and mortgage insurance premium (MIP). Well we’re here to set the record straight for you! Read more>>
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Useful links for Suffolk, NY
- Open a New Suffolk, NY map
- Find the New Suffolk, NY United States Post Office
- Locate nearby New Suffolk, NY pharmacies
- View the current New Suffolk, NY weather report
- Browse a list of New Suffolk, NY public and private schools
- New Suffolk, NY is located in Suffolk county in New York State
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