Home Loans for Purchase
Alternative Non-QM Home Loans
Non-QM (Non-Qualified Mortgage) loans offer several advantages for borrowers who may not meet the strict requirements of traditional mortgages. These loans provide greater flexibility in terms of credit score, income verification, and debt-to-income ratios, making them an ideal option for self-employed individuals, those with non-traditional income sources, or buyers with a less-than-perfect credit history. Non-QM loans also accommodate unique financial situations, such as jumbo loans, interest-only payments, or asset-based qualification, allowing borrowers to customize their mortgage terms. This flexibility can open the door to homeownership for many who might otherwise be unable to secure a conventional loan.
