Mortgage Company Atlantic Beach, NY
Buying a Atlantic Beach Home? Factors to Consider When Looking for Mortgage Companies Near Me
If you’re looking for mortgage companies near me, you’ll find plenty of options to choose from; however, if you want to be sure that you’re working with the best mortgage company in the Nassau County, NY area, you definitely want to consider contacting Jet Direct Mortgage. As a local direct lender, we offer a variety of loan programs for Atlantic Beach buyers and have helped countless people get into the homes of their dreams. When you work with a mortgage broker from Jet Direct Mortgage, you can rest easy knowing that the process of buying your home will be as stress-free and enjoyable as possible.
Buying a house is a dream come true but if you’re like most buyers, you’re going to need to secure financing in order to achieve this milestone event. A mortgage is the type of financing you’ll need to purchase your dream Atlantic Beach, NY home. Mortgage companies are the lending agencies that issue home loans.
If you’re looking to buy in the Nassau County area, you’ll find plenty of mortgage companies near me, but you don’t want to choose the first lender you find. Since a home is one of the biggest purchases you’ll ever make, you want to make sure that you do your due diligence and select a mortgage company that has a solid reputation and offers options that will meet your needs. If you choose the wrong lender, you’ll end up paying the price for a long time.
To ensure the process of buying your Atlantic Beach home goes as smoothly as possible, here’s a look at some of the signs of a reputable mortgage company that you should be on the lookout for when you’re considering mortgage lenders near me.
The experience that previous homebuyers have had with prospective mortgage lenders can tell you a lot about the experience you can expect to have. Check into reviews of the lenders you’re thinking about working with. You don’t have to go too far; most lenders will have client testimonials listed right on their websites. If a potential agency doesn’t have reviews listed on their website – or if you want to verify the testimonials published on their site – check out review sites like Yelp, Home Advisor, or Angie’s List. If the company has a long list of positive reviews, chances are you’ll have a positive experience, too.
A Variety of Loan Programs
There are several different types of loan programs available, and a reputable mortgage company will offer a variety of program options. Options include FHA, conventional, and VA loans. The type of loan you’ll require depends on your specific needs; plus, you’ll have to meet certain eligibility requirements. However, it’s a good idea to look for a company that offers a variety of loans (and obviously, the program you’re interested in), as it indicates that they have extensive knowledge of the mortgage industry, and the more knowledge the company has, the better they’ll be able to guide you through the process of securing a loan and buying a house.
While many mortgage lenders in the Nassau County area do offer the same types of mortgage programs, that doesn’t mean they charge the same rates and fees. In fact, these charges vary from lender to lender, and they can vary significantly. Several factors will affect the rates and fees a lender will charge, including how much money they’re receiving from a loan program. The costs will have a big impact on the amount you’ll have to pay at closing and over the life of your loan, so it’s a good idea to choose a company that charges competitive prices.
Helpful and Knowledgeable Associates
Lastly, you’ll want to consider the type of customer service a prospective mortgage company offers. Schedule a meeting to get a feel for the way their brokers interact with clients. A reputable lender will greet you with a friendly smile, will welcome all of your questions, and will take their time to ensure that all of your questions are answered. If, however, you feel rushed or like the associates are bothered by your questions, you’ll want to keep looking. Since a home is such a big purchase, you definitely want to work with an agency that makes you feel important.
Work with the Best Mortgage Company in Atlantic Beach, NY: Jet Direct Mortgage!
Stop looking for mortgage companies near me and instead, head to a lender that has a proven track record of success and an outstanding reputation: Jet Direct Mortgage. Our firm has successfully helped countless buyers in the Atlantic Beach, NY area finance their dreams. Offering a wide variety of loan programs, competitive rates and fees, and a friendly and knowledgeable staff, when you choose Jet Direct Mortgage for your lending needs, you’ll have complete peace of mind.
To schedule an appointment with one of our associates, please call 855-553-4732 today. We look forward to getting you into your dream home!
Some information about Atlantic Beach, NY
Atlantic Beach is a village in New York. It is located off the South Shore of Long Island in the Town of Hempstead, Nassau County, New York, United States. As of the 2010 United States Census, the village population was 1,891.
The first real interest in the barrier island of Atlantic Beach came in 1922 when Robert Moses, the famous highway builder and public works czar, and Chairman of the State Council of Parks, included Atlantic beach as part of his ‘State Park Plan for New York’. The blueprint, which is on file at the archives in Albany, showed a parkway from central Queens to a bridge crossing Reynolds Channel with architecturally refined facilities for thousands of beach goers; unfortunately however, cost overruns on many of Mr. Moses’ other projects at the time and other factors dampened his plans which were ultimately abandoned.
In 1923, the village’s first developer, Atlantic Beach Associates led by Stephen P. Pettit, a former Nassau County Sheriff and banker from Freeport, had dreams of creating a place that would rival the City of Long Beach, which was created by a Politician and amusement park operator named William H. Reynolds. He died just after buying land for 3,500 lots in Atlantic Beach.
In 1926, real estate tycoon William Austin, who graduated from Yale University with his associate, Charles N. Talbot Jr, formed Island Park Associates which purchased the land for $4,000,000. William Austin was married to Actress Josephine Sanders, better known as Irene Delroy; the wedding was officiated by Mayor James J. Walker on July 15, 1931. Austin and Talbot completed Pettit’s preliminary dredging and. shoring work, and proceeded to subdivide the property. They installed gas and electricity lines, and a sanitary sewer system was installed in 1927. They began selling land and building homes; the first 45 of the 150 homes they planned on building were financed using a mortgage from The Title Guarantee and Trust Company. The. homes were all designed with seven rooms, two baths, private detached garages on 48′ x 88′ lots and were built in a wide array of styles. Mr. Austin finished Petitt’s plan to build a bridge between Far Rockaway and Atlantic beach, which was opened and dedicated on June 29, 1927. A boardwalk was planned for the entire ocean side but, as constructed, it was about a mile long, stretching from west of The Plaza and extending beyond Vernon Avenue, and double the width of the boardwalk which exists today.