Mortgage Company Farmingdale, NY
Buying a Farmingdale Home? Factors to Consider When Looking for Mortgage Companies Near Me
If you’re looking for mortgage companies near me, you’ll find plenty of options to choose from; however, if you want to be sure that you’re working with the best mortgage company in the Nassau County, NY area, you definitely want to consider contacting Jet Direct Mortgage. As a local direct lender, we offer a variety of loan programs for Farmingdale buyers and have helped countless people get into the homes of their dreams. When you work with a mortgage broker from Jet Direct Mortgage, you can rest easy knowing that the process of buying your home will be as stress-free and enjoyable as possible.
Buying a house is a dream come true but if you’re like most buyers, you’re going to need to secure financing in order to achieve this milestone event. A mortgage is the type of financing you’ll need to purchase your dream Farmingdale, NY home. Mortgage companies are the lending agencies that issue home loans.
If you’re looking to buy in the Nassau County area, you’ll find plenty of mortgage companies near me, but you don’t want to choose the first lender you find. Since a home is one of the biggest purchases you’ll ever make, you want to make sure that you do your due diligence and select a mortgage company that has a solid reputation and offers options that will meet your needs. If you choose the wrong lender, you’ll end up paying the price for a long time.
To ensure the process of buying your Farmingdale home goes as smoothly as possible, here’s a look at some of the signs of a reputable mortgage company that you should be on the lookout for when you’re considering mortgage lenders near me.
The experience that previous homebuyers have had with prospective mortgage lenders can tell you a lot about the experience you can expect to have. Check into reviews of the lenders you’re thinking about working with. You don’t have to go too far; most lenders will have client testimonials listed right on their websites. If a potential agency doesn’t have reviews listed on their website – or if you want to verify the testimonials published on their site – check out review sites like Yelp, Home Advisor, or Angie’s List. If the company has a long list of positive reviews, chances are you’ll have a positive experience, too.
A Variety of Loan Programs
There are several different types of loan programs available, and a reputable mortgage company will offer a variety of program options. Options include FHA, conventional, and VA loans. The type of loan you’ll require depends on your specific needs; plus, you’ll have to meet certain eligibility requirements. However, it’s a good idea to look for a company that offers a variety of loans (and obviously, the program you’re interested in), as it indicates that they have extensive knowledge of the mortgage industry, and the more knowledge the company has, the better they’ll be able to guide you through the process of securing a loan and buying a house.
While many mortgage lenders in the Nassau County area do offer the same types of mortgage programs, that doesn’t mean they charge the same rates and fees. In fact, these charges vary from lender to lender, and they can vary significantly. Several factors will affect the rates and fees a lender will charge, including how much money they’re receiving from a loan program. The costs will have a big impact on the amount you’ll have to pay at closing and over the life of your loan, so it’s a good idea to choose a company that charges competitive prices.
Helpful and Knowledgeable Associates
Lastly, you’ll want to consider the type of customer service a prospective mortgage company offers. Schedule a meeting to get a feel for the way their brokers interact with clients. A reputable lender will greet you with a friendly smile, will welcome all of your questions, and will take their time to ensure that all of your questions are answered. If, however, you feel rushed or like the associates are bothered by your questions, you’ll want to keep looking. Since a home is such a big purchase, you definitely want to work with an agency that makes you feel important.
Work with the Best Mortgage Company in Farmingdale, NY: Jet Direct Mortgage!
Stop looking for mortgage companies near me and instead, head to a lender that has a proven track record of success and an outstanding reputation: Jet Direct Mortgage. Our firm has successfully helped countless buyers in the Farmingdale, NY area finance their dreams. Offering a wide variety of loan programs, competitive rates and fees, and a friendly and knowledgeable staff, when you choose Jet Direct Mortgage for your lending needs, you’ll have complete peace of mind.
To schedule an appointment with one of our associates, please call 855-553-4732 today. We look forward to getting you into your dream home!
Some information about Farmingdale, NY
Farmingdale is an incorporated village on Long Island within the Town of Oyster Bay in Nassau County, New York, United States. The population was 8,189 as of the 2010 Census.
The first European settler in the area was Thomas Powell, who arrived in 1687. On October 18, 1695, he purchased a 15-square-mile (39 km2) tract of land from three Native American tribes. This is known as the Bethpage Purchase and includes what is now Farmingdale, as well as Bethpage, Melville, North Massapequa, Old Bethpage, Plainedge, and Plainview. One of two houses he built in the area (circa 1738) still stands on Merritts Road in Farmingdale.
In the 1830s, anticipating construction of the Long Island Rail Road (LIRR), land developer Ambrose George purchased a large tract of land between a community then known as Bethpage and an area in Suffolk County known as Hardscrabble.He built a general store in the western part of this property which he named Farmingdale. When the LIRR started service to the area in October 1841,it used the name Farmingdale for its latest stop, here, on the line it was building to Greenport. Stagecoaches took people from the Farmingdale station to Islip, Babylon, Patchogue, Oyster Bay South, and West Neck (Huntington area).
In 1886 a fire department was organized. The of Farmingdale was incorporated in 1904. In 1912, the State Agricultural and Technical school was established. The Lenox Hills Country Club, an 18-hole private golf course designed by Devereux Emmet, was developed north of the community in 1923 and was owned and operated by Benjamin F. Yoakum. This golf course was purchased by the State of New York, was greatly expanded, and then re-opened as Bethpage State Park in 1932, with much of the golf design work carried out by golf architect A.W. Tillinghast, later inducted into the World Golf Hall of Fame. The original 1920s era Lenox Hills subdivision and later adjacent subdivisions, located between the Bethpage State Park golf courses and the Long Island Railroad trackage, encompassing rolling hills and a wide boulevard, are known as the more upscale part of Farmingdale Village. Later, Farmingdale became a locus for the aircraft industry, notably Republic Aviation Company.