Mortgage Company Floral Park, NY
Buying a Floral Park Home? Factors to Consider When Looking for Mortgage Companies Near Me
If you’re looking for mortgage companies near me, you’ll find plenty of options to choose from; however, if you want to be sure that you’re working with the best mortgage company in the Nassau County, NY area, you definitely want to consider contacting Jet Direct Mortgage. As a local direct lender, we offer a variety of loan programs for Floral Park buyers and have helped countless people get into the homes of their dreams. When you work with a mortgage broker from Jet Direct Mortgage, you can rest easy knowing that the process of buying your home will be as stress-free and enjoyable as possible.
Buying a house is a dream come true but if you’re like most buyers, you’re going to need to secure financing in order to achieve this milestone event. A mortgage is the type of financing you’ll need to purchase your dream Floral Park, NY home. Mortgage companies are the lending agencies that issue home loans.
If you’re looking to buy in the Nassau County area, you’ll find plenty of mortgage companies near me, but you don’t want to choose the first lender you find. Since a home is one of the biggest purchases you’ll ever make, you want to make sure that you do your due diligence and select a mortgage company that has a solid reputation and offers options that will meet your needs. If you choose the wrong lender, you’ll end up paying the price for a long time.
To ensure the process of buying your Floral Park home goes as smoothly as possible, here’s a look at some of the signs of a reputable mortgage company that you should be on the lookout for when you’re considering mortgage lenders near me.
The experience that previous homebuyers have had with prospective mortgage lenders can tell you a lot about the experience you can expect to have. Check into reviews of the lenders you’re thinking about working with. You don’t have to go too far; most lenders will have client testimonials listed right on their websites. If a potential agency doesn’t have reviews listed on their website – or if you want to verify the testimonials published on their site – check out review sites like Yelp, Home Advisor, or Angie’s List. If the company has a long list of positive reviews, chances are you’ll have a positive experience, too.
A Variety of Loan Programs
There are several different types of loan programs available, and a reputable mortgage company will offer a variety of program options. Options include FHA, conventional, and VA loans. The type of loan you’ll require depends on your specific needs; plus, you’ll have to meet certain eligibility requirements. However, it’s a good idea to look for a company that offers a variety of loans (and obviously, the program you’re interested in), as it indicates that they have extensive knowledge of the mortgage industry, and the more knowledge the company has, the better they’ll be able to guide you through the process of securing a loan and buying a house.
While many mortgage lenders in the Nassau County area do offer the same types of mortgage programs, that doesn’t mean they charge the same rates and fees. In fact, these charges vary from lender to lender, and they can vary significantly. Several factors will affect the rates and fees a lender will charge, including how much money they’re receiving from a loan program. The costs will have a big impact on the amount you’ll have to pay at closing and over the life of your loan, so it’s a good idea to choose a company that charges competitive prices.
Helpful and Knowledgeable Associates
Lastly, you’ll want to consider the type of customer service a prospective mortgage company offers. Schedule a meeting to get a feel for the way their brokers interact with clients. A reputable lender will greet you with a friendly smile, will welcome all of your questions, and will take their time to ensure that all of your questions are answered. If, however, you feel rushed or like the associates are bothered by your questions, you’ll want to keep looking. Since a home is such a big purchase, you definitely want to work with an agency that makes you feel important.
Work with the Best Mortgage Company in Floral Park, NY: Jet Direct Mortgage!
Stop looking for mortgage companies near me and instead, head to a lender that has a proven track record of success and an outstanding reputation: Jet Direct Mortgage. Our firm has successfully helped countless buyers in the Floral Park, NY area finance their dreams. Offering a wide variety of loan programs, competitive rates and fees, and a friendly and knowledgeable staff, when you choose Jet Direct Mortgage for your lending needs, you’ll have complete peace of mind.
To schedule an appointment with one of our associates, please call 855-553-4732 today. We look forward to getting you into your dream home!
Some information about Floral Park, NY
Floral Park is an incorporated village in Nassau County, New York, United States, on Long Island. The population as of the US Census of 2010 is 15,863.
The area that is now Floral Park once marked the western edge of the great Hempstead Plains, and by some reports was initially known as Plainfield. Farms and tiny villages dominated the area through the 1870s when the development of the Long Island Rail Road Hempstead Branch and Jericho Turnpike cut through the area. Hinsdale had more than two dozen flower farms after the Civil War. The present-day village of Floral Park was once called East Hinsdale.
In 1874 John Lewis Childs arrived in the area to work for C.L. Allen as a seed seller. After building his own seed and bulb business and starting America’s first seed catalog business, Childs bought a great deal of land in the area. To promote his own business and the local horticultural industry, Childs named the local streets after flowers and renamed the area Floral Park. The expansion of the Floral Park Post Office and nearby village businesses are attributed solely to the success of Childs’ business. When the local Post Office took the name Floral Park, the Long Island Rail Road followed suit by changing the name of the East Hinsdale station to Floral Park in 1888. Formerly part of Queens, Floral Park became part of the new county of Nassau in 1899, and it was incorporated as a village in 1908. Childs served as its first president starting that year.
In 1903 the village boasted more than 200 acres (0.81 km2) of Childs’ flower beds. The massive volume of his mail order business grew the local post office to such an extent that it drew comparisons with the post offices of Chicago, Baltimore, and Boston.