Mortgage Company Garden City, NY
Buying a Garden City Home? Factors to Consider When Looking for Mortgage Companies Near Me
If you’re looking for mortgage companies near me, you’ll find plenty of options to choose from; however, if you want to be sure that you’re working with the best mortgage company in the Nassau County, NY area, you definitely want to consider contacting Jet Direct Mortgage. As a local direct lender, we offer a variety of loan programs for Garden City buyers and have helped countless people get into the homes of their dreams. When you work with a mortgage broker from Jet Direct Mortgage, you can rest easy knowing that the process of buying your home will be as stress-free and enjoyable as possible.
Buying a house is a dream come true but if you’re like most buyers, you’re going to need to secure financing in order to achieve this milestone event. A mortgage is the type of financing you’ll need to purchase your dream Garden City, NY home. Mortgage companies are the lending agencies that issue home loans.
If you’re looking to buy in the Nassau County area, you’ll find plenty of mortgage companies near me, but you don’t want to choose the first lender you find. Since a home is one of the biggest purchases you’ll ever make, you want to make sure that you do your due diligence and select a mortgage company that has a solid reputation and offers options that will meet your needs. If you choose the wrong lender, you’ll end up paying the price for a long time.
To ensure the process of buying your Garden City home goes as smoothly as possible, here’s a look at some of the signs of a reputable mortgage company that you should be on the lookout for when you’re considering mortgage lenders near me.
The experience that previous homebuyers have had with prospective mortgage lenders can tell you a lot about the experience you can expect to have. Check into reviews of the lenders you’re thinking about working with. You don’t have to go too far; most lenders will have client testimonials listed right on their websites. If a potential agency doesn’t have reviews listed on their website – or if you want to verify the testimonials published on their site – check out review sites like Yelp, Home Advisor, or Angie’s List. If the company has a long list of positive reviews, chances are you’ll have a positive experience, too.
A Variety of Loan Programs
There are several different types of loan programs available, and a reputable mortgage company will offer a variety of program options. Options include FHA, conventional, and VA loans. The type of loan you’ll require depends on your specific needs; plus, you’ll have to meet certain eligibility requirements. However, it’s a good idea to look for a company that offers a variety of loans (and obviously, the program you’re interested in), as it indicates that they have extensive knowledge of the mortgage industry, and the more knowledge the company has, the better they’ll be able to guide you through the process of securing a loan and buying a house.
While many mortgage lenders in the Nassau County area do offer the same types of mortgage programs, that doesn’t mean they charge the same rates and fees. In fact, these charges vary from lender to lender, and they can vary significantly. Several factors will affect the rates and fees a lender will charge, including how much money they’re receiving from a loan program. The costs will have a big impact on the amount you’ll have to pay at closing and over the life of your loan, so it’s a good idea to choose a company that charges competitive prices.
Helpful and Knowledgeable Associates
Lastly, you’ll want to consider the type of customer service a prospective mortgage company offers. Schedule a meeting to get a feel for the way their brokers interact with clients. A reputable lender will greet you with a friendly smile, will welcome all of your questions, and will take their time to ensure that all of your questions are answered. If, however, you feel rushed or like the associates are bothered by your questions, you’ll want to keep looking. Since a home is such a big purchase, you definitely want to work with an agency that makes you feel important.
Work with the Best Mortgage Company in Garden City, NY: Jet Direct Mortgage!
Stop looking for mortgage companies near me and instead, head to a lender that has a proven track record of success and an outstanding reputation: Jet Direct Mortgage. Our firm has successfully helped countless buyers in the Garden City, NY area finance their dreams. Offering a wide variety of loan programs, competitive rates and fees, and a friendly and knowledgeable staff, when you choose Jet Direct Mortgage for your lending needs, you’ll have complete peace of mind.
To schedule an appointment with one of our associates, please call 855-553-4732 today. We look forward to getting you into your dream home!
Some information about Garden City, NY
Garden City is an incorporated village in the Town of Hempstead in Nassau County, on Long Island, in New York, United States. As of the 2010 census, the population of the village was 22,371.
In 1869, the Irish-born millionaire Alexander Turney Stewart bought a portion of the lightly populated Hempstead Plains. In a letter, Stewart described his intentions for Garden City:
Having been informed that interested parties are circulating statements to the effect that my purpose in desiring to purchase the Hempstead Plains is to devote them to the erection of tenement houses, and public charities of a like character, etc. I consider it proper to state that my only object in seeking to acquire these lands is to devote them to the usual purposes for which such lands, so located, should be applied that is, open them by constructing extensive public roads, laying out the lands in parcels for sale to actual settlers, and erecting at various points attractive buildings and residences, so that a barren waste may speedily be covered by a population desirable in every respect as neighbour taxpayers and as citizens. In doing this I am prepared and would be willing to expend several millions of dollars.
The central attraction of the new community was the Garden City Hotel, designed by the acclaimed firm of McKim, Mead & White. Although the original structure, as well as that which replaced it at the end of the 19th century, were torn down years ago after a fire, a rebuilt hotel still stands on the original grounds, as do many nearby Victorian homes. Access to Garden City was provided by the Central Railroad of Long Island, another Stewart project which he undertook at the same time. The railroad’s Hempstead Branch opened in 1873.