Mortgage Company Great Neck, NY
Buying a Great Neck Home? Factors to Consider When Looking for Mortgage Companies Near Me
If you’re looking for mortgage companies near me, you’ll find plenty of options to choose from; however, if you want to be sure that you’re working with the best mortgage company in the Nassau County, NY area, you definitely want to consider contacting Jet Direct Mortgage. As a local direct lender, we offer a variety of loan programs for Great Neck buyers and have helped countless people get into the homes of their dreams. When you work with a mortgage broker from Jet Direct Mortgage, you can rest easy knowing that the process of buying your home will be as stress-free and enjoyable as possible.
Buying a house is a dream come true but if you’re like most buyers, you’re going to need to secure financing in order to achieve this milestone event. A mortgage is the type of financing you’ll need to purchase your dream Great Neck, NY home. Mortgage companies are the lending agencies that issue home loans.
If you’re looking to buy in the Nassau County area, you’ll find plenty of mortgage companies near me, but you don’t want to choose the first lender you find. Since a home is one of the biggest purchases you’ll ever make, you want to make sure that you do your due diligence and select a mortgage company that has a solid reputation and offers options that will meet your needs. If you choose the wrong lender, you’ll end up paying the price for a long time.
To ensure the process of buying your Great Neck home goes as smoothly as possible, here’s a look at some of the signs of a reputable mortgage company that you should be on the lookout for when you’re considering mortgage lenders near me.
The experience that previous homebuyers have had with prospective mortgage lenders can tell you a lot about the experience you can expect to have. Check into reviews of the lenders you’re thinking about working with. You don’t have to go too far; most lenders will have client testimonials listed right on their websites. If a potential agency doesn’t have reviews listed on their website – or if you want to verify the testimonials published on their site – check out review sites like Yelp, Home Advisor, or Angie’s List. If the company has a long list of positive reviews, chances are you’ll have a positive experience, too.
A Variety of Loan Programs
There are several different types of loan programs available, and a reputable mortgage company will offer a variety of program options. Options include FHA, conventional, and VA loans. The type of loan you’ll require depends on your specific needs; plus, you’ll have to meet certain eligibility requirements. However, it’s a good idea to look for a company that offers a variety of loans (and obviously, the program you’re interested in), as it indicates that they have extensive knowledge of the mortgage industry, and the more knowledge the company has, the better they’ll be able to guide you through the process of securing a loan and buying a house.
While many mortgage lenders in the Nassau County area do offer the same types of mortgage programs, that doesn’t mean they charge the same rates and fees. In fact, these charges vary from lender to lender, and they can vary significantly. Several factors will affect the rates and fees a lender will charge, including how much money they’re receiving from a loan program. The costs will have a big impact on the amount you’ll have to pay at closing and over the life of your loan, so it’s a good idea to choose a company that charges competitive prices.
Helpful and Knowledgeable Associates
Lastly, you’ll want to consider the type of customer service a prospective mortgage company offers. Schedule a meeting to get a feel for the way their brokers interact with clients. A reputable lender will greet you with a friendly smile, will welcome all of your questions, and will take their time to ensure that all of your questions are answered. If, however, you feel rushed or like the associates are bothered by your questions, you’ll want to keep looking. Since a home is such a big purchase, you definitely want to work with an agency that makes you feel important.
Work with the Best Mortgage Company in Great Neck, NY: Jet Direct Mortgage!
Stop looking for mortgage companies near me and instead, head to a lender that has a proven track record of success and an outstanding reputation: Jet Direct Mortgage. Our firm has successfully helped countless buyers in the Great Neck, NY area finance their dreams. Offering a wide variety of loan programs, competitive rates and fees, and a friendly and knowledgeable staff, when you choose Jet Direct Mortgage for your lending needs, you’ll have complete peace of mind.
To schedule an appointment with one of our associates, please call 855-553-4732 today. We look forward to getting you into your dream home!
Some information about Great Neck, NY
Great Neck is a region on Long Island, New York, that covers a peninsula on the North Shore and includes nine villages, among them Great Neck, Great Neck Estates, Great Neck Plaza, Kings Point, and Russell Gardens, and a number of unincorporated areas, as well as an area south of the peninsula near Lake Success and the border territory of Queens. The incorporated village of Great Neck had a population of 9,989 at the 2010 census, while the larger Great Neck area comprises a residential community of some 40,000 people in nine villages and hamlets in the town of North Hempstead, of which Great Neck is the northwestern quadrant. Great Neck has five ZIP Codes (11020–11024), which are united by a park district, one library district, and one school district.
Before the Dutch and English settlers arrived on the peninsula of Great Neck in the 17th century, the Mattinecock Native Americans originally inhabited the shorelines of the peninsula. It was not until 1681 when the European settlers held the first town meeting. The Mattinecock or Metoac used Long Island Sound as a way to both fish and trade with others.
They referred to present-day Great Neck as Menhaden-Ock. It is speculated that they chose this name because of the large amount of fish in the area. With the arrival of the European settlers on the peninsula in the 1640s, Menhaden-Ock evolved into Madnan’s Neck. By 1670, Madnan’s Neck had further evolved into the current name Great Neck. Local legend has it that the name ‘Madnan’s Neck’ is named after Anne (or Nan) Hutchinson. It is said that Anne Hutchinson tried to take over what is considered present-day Kings Point upon her arrival to the peninsula. However, Anne Hutchinson could not actually procure a land grant or deed for the land that she desired. Her temper supposedly earned her the nickname Mad Nan.
On November 18, 1643, the Hempstead Plains, which included the peninsula of Great Neck, was sold to the Reverend Robert Fordham and John Carman. In the beginning, the Mattinecock Indians and the European settlers cooperated and coexisted very well together. The Mattinecock would teach the settlers their knowledge of the land in exchange for new technology from the settlers. The settlers even started using the Indian currency of wampum. However, this peaceful coexistence would not last forever, and the relationship between the Mattinecock and the settlers quickly began to deteriorate. Settlers often began complaining of unfriendly Mattinecock behavior, claiming that the natives would damage their homes and hurt their cattle. On November 18, 1659, the settlers passed a law that forced the natives to pay damages for white property that they had damaged. The problem between the settlers and the Mattinecock natives over land and property kept growing and finally came to a head in 1684. A commission of settlers had been elected and given the power to appease the Mattinecock and their leader Tackapousha. Tackapousha was eventually paid off, and received 120 pounds sterling for his land. Tackapousha eventually died, and his body still rests at the Lakeville AME Zion Church’s cemetery on Community Drive, across the street from North Shore University Hospital. The Lakeville AME Zion Church is one of the oldest churches in New York State.