Mortgage Company Harlem, NY

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Elizabeth Munoz

It was a pleasure working with Jet Direct. All my questions were answered promptly. I will refer them to family and friends. Thank you to Jet Direct for making it a smooth process!

Adam Gurley

Peter Pescatore and his team were all class acts. They made buying my home stress-free. I will be recommending them to everyone!
Rachel Nieves

What a pleasure it was working with Peter, Jeff and Lauren. They are very knowledge in their field. The explained every step of the way what was happening and what we were to expect. We must have emailed them a million times and they never were upset at us for doing so. Not only did we use them to get our mortgage, but they can help years later to modify your mortgage and try to bring down your rates. We could have never of sold and bought our new home without them. I highly recommend them.

John Michael

Working with Pete, Jeff and Lauren was great. They helped me through the process and made it a great experience for us. I will recommend Jet to all our friends.
Vanessa Horowitz

Sal was a pleasure to work with. He was personable, patient and informative. I would highly recommend Sal.

Surimaribo24

Thank you jet mortgage Team. Enid -Michelle-Irene and the team are simply the best, with the speed and being on top of everything. they treat their clients like a king . dont look anywhere else if you're looking for a mortgage this is the one and last stop. they are PRO and will get you the best rates .words can't express how thankful we are. thank you for getting us into our first home.
Paul Teri

As first time home buyers, we were grateful to work with Sal Petrozzino! Not only is he personable, but he was always available to answer any questions we had along the way - didn't matter if it was nights or weekends. His guidance and expertise helped us to make the best possible decisions as we worked to close on our new home.

Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!
Margo Urquijo

Jet Direct was the best to work. We loved Enid so much. She was beyond helpful and made us feel so confident in the process. We will be recommending Enid and Jet Direct to any of our friends or family. So thankful for all you have done for my husband and I.

Cristin Savino

As a first time home buyer I was very nervous about the whole home buying process. Peter Pescatore and his team were very helpful, polite, and extremely professional throughout the entire process. And, best of all, they got me a better rate then I was hoping for! They made buying my first home completely stress-free. I highly recommend using Jet Direct for any of your home buying needs!
Rachel Klein

They made ma feel like family, they took me every step of the way . Thank you!

Mortgage Company in Harlem, NY 10026

How to Pick the Best Harlem, NY Mortgage Lender to Meet Your Needs

Are you thinking about buying a new house in Harlem, NY and you’re looking for a mortgage lender so you can get prequalified for a loan? Do you already own a home and you’re searching for the best mortgage refinance companies so you can take advantage of the record-low interest rates? Either way, if you’re looking for a mortgage company in the Manhattan, NY area, contact Jet Direct Mortgage. Our team of licensed and experienced brokers has been helping the local community secure the financing they need for rates that they can afford for decades. If you’re searching for mortgage companies in New York County that will make the financing process go as smoothly as possible, contact the team at Jet Direct Mortgage!

How to Choose the Best Mortgage Lender in Manhattan, NY

Finding a mortgage company in Harlem, NY isn’t all that hard; a quick search for “mortgage companies near me”, “best mortgage company near me”, or even “best online mortgage lenders” will certainly reveal plenty of options to choose from. While it’s true that there’s no shortage of mortgage companies that service the New York County area, choosing the best mortgage lender to meet your needs can seem like a daunting task.

How do you narrow down the options and find the right lender for you? To help you choose the right mortgage company that will meet your specific needs, here’s a look at some handy tips to consider.

Ask Your Real Estate Agent

If you’re already working with a real estate agent, ask him or her to refer you to a reputable New York County mortgage lender. An experienced realtor will be well-versed in the financing process and should be able to direct you to reputable mortgage companies; moreover, your agent should be able to tell you which mortgage lenders you should steer clear of.

Ask Your Network

If you aren’t working with an agent yet and you want to get preapproved for a loan before you reach out to one, ask your social network if they can recommend mortgage companies. If you know friends, family members, or even co-workers who have recently purchased or refinanced a house in Harlem, NY, ask them if they would recommend the mortgage lender they worked with. You can count on your network to offer honest insight. For example, if your buddy wasn’t happy with his experience with a mortgage company, it’s a safe bet that he’ll let you know; likewise, if your sibling, cousin, or any other family member had a great experienced with the mortgage companies they worked with, it’s likely that they’ll provide you with the details.

Read Online Reviews

You can also check online reviews to find the best mortgage companies near you. Check the websites of Manhattan, NY mortgage companies for testimonials. You can also use resources like Angie’s List, Home Advisor, and Zillow to find reviews of different mortgage lenders in the area. You can find overviews of mortgage companies that service your local area on these sites, including their background and credentials, as well as reviews from real clients that have first-hand experience working with Harlem NY mortgage companies.

Consider Experience

It’s true that a new mortgage lender may have a lot of knowledge in financing; however, there is something to be said for experience. Reviewing documents, assessing interest rates, speaking with banks, and everything else that goes into securing a home mortgage can take a lot of time and requires a good bit of knowledge and first-hand experience. Chances are you’re going to have better results when you work with a mortgage lender that is well-established in the Harlem, NY community and has a proven track record of success. When you’re researching mortgage companies near me, be sure to check out how long each lender has been in business and inquire about the type of experience they have had.

Look at Proximity

While a mortgage lender’s location won’t impact his or her experience, it may affect your overall experience. When applying for financing, meeting deadlines is extremely important. When you have questions or you need assistance (which you probably will at some point), you’ll want to know that you will be able to get in touch with your mortgage lender. For these reasons, you might want to take a mortgage company’s location into consideration. It’s much more likely that you’ll have a better outcome when your lender is situated in your time zone or even better, in the same zip code.

Consider Loan Options

Lastly, when you’re looking for a mortgage lender who will best suit your needs, it’s important to find someone who offers and has experience in the specific type of home loan you are interested in. There are several different types of mortgages available; conventional, FHA, SONYMA, USDA, VA, and FHA 203k Rehabilitation are just some of the different options. For example, if you’re a veteran, you may be interested in finding out if you qualify for a VA home loan, so you’ll want to choose a mortgage company that has experience with this specialized type of financing.

Schedule Consultations

Before you choose a New York County mortgage lender, it’s a good idea to schedule consultations with a handful of different companies. Pick at least three lenders that appear to offer the qualifications that will meet your needs and schedule an appointment to meet with a broker from each mortgage company. Find out what type of documentation you should bring with you during your appointment with each broker so they can run numbers and offer you an overview of the rates that you may qualify for. Additionally, you should ask some key questions that are pertinent to securing a loan. After you’ve finished the consultation process, compare the rates each mortgage company offered, as well as the overall impression each lender made.

Looking for the Best Mortgage Lender in Manhattan, NY? Contact Jet Direct Mortgage Today!

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If you’re ready to secure financing for a new home and you’re starting the process of looking for “mortgage companies near me”, be sure you get in touch with Jet Direct Mortgage. Our team of licensed brokers have years of experience with various types of loans and has successfully helped dozens of New York County residents get into the homes of their dreams at rates that they can afford. To schedule an appointment for a consultation or to learn more about our mortgage company, please call 855-553-4732 or visit https://www.jetdirectmortgage.com/ and fill out our online contact form. However you get in touch with us, one of our knowledgeable and friendly associates will be happy to assist you with all of your needs.

Some information about Harlem, NY

Harlem is a neighborhood in Upper Manhattan, New York City. It is bounded roughly by Frederick Douglass Boulevard, St. Nicholas Avenue, and Morningside Park on the west; the Harlem River and 155th Street on the north; Fifth Avenue on the east; and Central Park North on the south. The greater Harlem area encompasses several other neighborhoods and extends west to the Hudson River, north to 155th Street, east to the East River, and south to Martin Luther King Jr. Boulevard, Central Park, and East 96th Street.

Before the arrival of European settlers, the area that would become Harlem (originally Haarlem) was inhabited by a Native American band, the Wecquaesgeek, dubbed Manhattans or Manhattoe by Dutch settlers, who along with other Native Americans, most likely Lenape, occupied the area on a semi-nomadic basis. As many as several hundred farmed the Harlem flatlands. Between 1637 and 1639, a few settlements were established. The settlement of Harlem was formally incorporated in 1660 under the leadership of Peter Stuyvesant.

During the American Revolution, the British burned Harlem to the ground. It took a long time to rebuild, as Harlem grew more slowly than the rest of Manhattan during the late 18th century. After the American Civil War, Harlem experienced an economic boom starting in 1868. The neighborhood continued to serve as a refuge for New Yorkers, but increasingly those coming north were poor and Jewish or Italian. The New York and Harlem Railroad, as well as the Interborough Rapid Transit and elevated railway lines, helped Harlem’s economic growth, as they connected Harlem to lower and midtown Manhattan.

Apartment building in Central HarlemA condemned building in Harlem after the 1970s

The Jewish and Italian demographic decreased, while the black and Puerto Rican population increased in this time. The early-20th century Great Migration of black people to northern industrial cities was fueled by their desire to leave behind the Jim Crow South, seek better jobs and education for their children, and escape a culture of lynching violence; during World War I, expanding industries recruited black laborers to fill new jobs, thinly staffed after the draft began to take young men. In 1910, Central Harlem population was about 10% black people. By 1930, it had reached 70%.

Learn more about Harlem.

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Map of Harlem, NY

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