Mortgage Company Jericho, NY
How to Find the Best Mortgage Company in Nassau County, NY
Finding mortgage lenders in the Nassau County area isn’t really hard; all you have to do is type “mortgage lenders near me” or a similar query into your browser and you’ll get dozens of results. But how do you sift through all of the options and narrow down your choices to find the best mortgage company? Below, you’ll find some handy tips that you can use to find a reputable Jericho, NY mortgage company that will really meet your needs.
Do you know anyone who owns a home? Trusted friends, family members, or colleagues, perhaps? Ask the people you trust if they would recommend the mortgage lenders they worked with. Ask about the experience they had, what type of options the lender offered, and the rates and fees that the lender charged. Compile a list of at least three mortgage companies to consider.
Check the Web
If you don’t know anyone who has worked with a mortgage company, you can always turn to the World Wide Web. A search for “mortgage companies near me” will certainly reveal a long list of options. Don’t just choose the first few sites that come up in your results because you might get names for companies that service the Nassau County area but may not be physically situated within close proximity. Instead, look for a lender that’s situated nearby; a reasonable driving distance away. Why? – Because working with a lender that you can easily access will make the process of securing a loan a lot easier. When questions arise and meetings come up, you and your mortgage broker will be able to get together with ease.
If you’re using the Internet to find a mortgage company, find at least three companies in the Jericho, NY area.
Do Some Research
Once you have the names of a few different companies, research them. Again, you’ll probably be able to find a lot of information on the Internet. Every reputable mortgage company has a website. Explore their sites to see what types of products and services they offer, to find out how long they’ve been in business, and to learn about their mission and approach to lending. Another good rule of thumb: read reviews. Most lenders will have customers testimonials listed right on their websites, but don’t just rely on those reviews; dig a little deeper and check out review sites like Google Business Review and Yelp. These platforms allow real-life customers to share their opinions and experiences with companies in virtually every industry; including mortgage companies. Search the name of the company you want to find reviews for and read through them. See what past clients have had to say about their overall experience. If a company has less-than-stellar ratings, you should definitely keep looking; however, if their reviews are top-notch and it seems like past customers have been satisfied with their experience, it’s worth setting up an appointment.
Arrange a Consultation
The next step in the process of finding the best mortgage company in the Nassau County area is a consultation. Contact prospective companies and ask to set up a consultation. Be wary of companies that charge a fee for a consultation; a reputable agency will offer a complimentary initial assessment.
Prior to your consultation, make sure you find out your credit score, bring along any pertinent financial documents, and generate a list of questions that you’d like to ask the broker. Like any other meeting, being prepared for a consultation with a mortgage lending company will help to ensure a positive experience. However, do keep in mind that even if you’re well-prepared, if the company is sub-par, there’s a chance that the meeting won’t yield the results you’re looking for. If you feel rushed, if the broker has a negative attitude, or if the representative is unable to answer all of your questions, cross the agency off of your list and move onto the next option on your list.
Weigh Your Options
Once you’ve had consultations with at least three prospective mortgage lenders, sit down and compare your notes. Weigh the pros and cons of each company, including the programs that they offer, the rates and fees they charge, and the overall impression that they made. Based on your assessment, you’ll be able to narrow down your options and pick the best mortgage company to meet your needs.
Jet Direct Mortgage: A Leading Jericho, NY Mortgage Company
If you’re looking for a mortgage company in Nassau County, don’t bother with the rest and head directly to the best: Jet Direct Mortgage! With years of experience and a reputation of excellence, we’re a direct lender that offers a variety of loan programs to meet the needs of all types of Jericho, NY buyers.
To learn more about our services or to schedule a consultation, please give us a call at 855-553-4732. One of our friendly and knowledgeable associates will be happy to answer all of your financing questions.
Some information about Jericho, NY
Jericho is a hamlet and census-designated place (CDP) in Nassau County, New York, United States, on the North Shore of Long Island, approximately 29 miles (47 km) east of Midtown Manhattan. Its population was 13,567 as of the U.S. 2010 Census.
Located mainly in the Town of Oyster Bay with a small part in the Town of Hempstead, Jericho was part of the Robert Williams Plantation in 1648. The English families who settled in Jericho were, or soon became, Quakers, members of the Society of Friends. Many fled from persecution in England and in the New England Colonies. They sought a peaceful existence as farmers. The name of the area was changed in 1692 from Lusum to Jericho after the town in the Middle East near the Jordan River mentioned in the Bible as part of the Promised Land.
Elias Hicks married Jemima Seaman in 1771 and moved to her family’s farm in Jericho, where he soon became a noted preacher of Quaker doctrine. All the Quakers suffered during the British occupation of Long Island in the Revolutionary War. The practice was to quarter troops in homes of residents, who had to provide room and board for them. The Quakers continued to protest the entire concept of war itself. After the war, peace returned to Jericho, and the neat farms and businesses began to prosper. A Friends Meeting house was built in 1788 in Jericho that is still used in the 21st century. A Quaker school was built in 1793, the Charity Society of Jericho and Westbury in 1794, and slavery was abolished in 1817, with Hicks’ help.
Platt Rogers Spencer’s Log Seminary in Jericho, New York
A post office was established in 1802, a cider mill in the mid-19th century, the first public elementary school in 1905, known as the Cedar Swamp School. Improvements to infrastructure were made with the founding of the Jericho Water District in 1923. As the population increased, a new elementary school was built in 1953 (Robert Seaman School), and a Volunteer Fire Department established in 1938. The population kept increasing until the last elementary schools in Jericho were built, the George A. Jackson Elementary School in 1957, the now closed Robert Williams School in 1961 and the Cantiague School in 1963. When the Village of Muttontown was incorporated, the cider mill was within the village limits. Because most Gold Coast villages wanted to remain business free areas, many do not have their own post offices or ZIP Codes. Therefore, Jericho Post Office which serves this area of Muttontown is displayed as the official USPS mailing address and leads to the misconception that the cider mill is in Jericho.