Mortgage Company Long Beach, NY
How to Find the Best Mortgage Company in Nassau County, NY
Finding mortgage lenders in the Nassau County area isn’t really hard; all you have to do is type “mortgage lenders near me” or a similar query into your browser and you’ll get dozens of results. But how do you sift through all of the options and narrow down your choices to find the best mortgage company? Below, you’ll find some handy tips that you can use to find a reputable Long Beach, NY mortgage company that will really meet your needs.
Do you know anyone who owns a home? Trusted friends, family members, or colleagues, perhaps? Ask the people you trust if they would recommend the mortgage lenders they worked with. Ask about the experience they had, what type of options the lender offered, and the rates and fees that the lender charged. Compile a list of at least three mortgage companies to consider.
Check the Web
If you don’t know anyone who has worked with a mortgage company, you can always turn to the World Wide Web. A search for “mortgage companies near me” will certainly reveal a long list of options. Don’t just choose the first few sites that come up in your results because you might get names for companies that service the Nassau County area but may not be physically situated within close proximity. Instead, look for a lender that’s situated nearby; a reasonable driving distance away. Why? – Because working with a lender that you can easily access will make the process of securing a loan a lot easier. When questions arise and meetings come up, you and your mortgage broker will be able to get together with ease.
If you’re using the Internet to find a mortgage company, find at least three companies in the Long Beach, NY area.
Do Some Research
Once you have the names of a few different companies, research them. Again, you’ll probably be able to find a lot of information on the Internet. Every reputable mortgage company has a website. Explore their sites to see what types of products and services they offer, to find out how long they’ve been in business, and to learn about their mission and approach to lending. Another good rule of thumb: read reviews. Most lenders will have customers testimonials listed right on their websites, but don’t just rely on those reviews; dig a little deeper and check out review sites like Google Business Review and Yelp. These platforms allow real-life customers to share their opinions and experiences with companies in virtually every industry; including mortgage companies. Search the name of the company you want to find reviews for and read through them. See what past clients have had to say about their overall experience. If a company has less-than-stellar ratings, you should definitely keep looking; however, if their reviews are top-notch and it seems like past customers have been satisfied with their experience, it’s worth setting up an appointment.
Arrange a Consultation
The next step in the process of finding the best mortgage company in the Nassau County area is a consultation. Contact prospective companies and ask to set up a consultation. Be wary of companies that charge a fee for a consultation; a reputable agency will offer a complimentary initial assessment.
Prior to your consultation, make sure you find out your credit score, bring along any pertinent financial documents, and generate a list of questions that you’d like to ask the broker. Like any other meeting, being prepared for a consultation with a mortgage lending company will help to ensure a positive experience. However, do keep in mind that even if you’re well-prepared, if the company is sub-par, there’s a chance that the meeting won’t yield the results you’re looking for. If you feel rushed, if the broker has a negative attitude, or if the representative is unable to answer all of your questions, cross the agency off of your list and move onto the next option on your list.
Weigh Your Options
Once you’ve had consultations with at least three prospective mortgage lenders, sit down and compare your notes. Weigh the pros and cons of each company, including the programs that they offer, the rates and fees they charge, and the overall impression that they made. Based on your assessment, you’ll be able to narrow down your options and pick the best mortgage company to meet your needs.
Jet Direct Mortgage: A Leading Long Beach, NY Mortgage Company
If you’re looking for a mortgage company in Nassau County, don’t bother with the rest and head directly to the best: Jet Direct Mortgage! With years of experience and a reputation of excellence, we’re a direct lender that offers a variety of loan programs to meet the needs of all types of Long Beach, NY buyers.
To learn more about our services or to schedule a consultation, please give us a call at 855-553-4732. One of our friendly and knowledgeable associates will be happy to answer all of your financing questions.
Some information about Long Beach, NY
Long Beach is a city in Nassau County, in New York, United States. It takes up a central section of the Long Beach Barrier Island, which is the westernmost of the outer barrier islands off Long Island’s South Shore. As of the 2010 United States census, the city population was 33,275, and 33,454 in 2019. It was incorporated in 1922, and is nicknamed ‘The City By the Sea’. The Long Beach Barrier Island is surrounded by Reynolds Channel to the north, east and west, and the Atlantic Ocean to the south.
The city of Long Beach’s first inhabitants were the Algonquian-speaking Lenape, who sold the area to English colonists in 1643. From that time, while the barrier island was used by baymen and farmers for fishing and harvesting salt hay, no one lived there year-round for more than two centuries. The bark Mexico, carrying Irish immigrants to New York, ran ashore on New Year’s Day.
Austin Corbin, a builder from Brooklyn, was the first to attempt to develop the island as a resort. He formed a partnership with the Long Island Rail Road (LIRR) to finance the New York and Long Beach Railroad Co., which laid track from Lynbrook to Long Beach in 1880. That same year, Corbin opened Long Beach Hotel, a row of 27 cottages along a 1,100-foot (340 m) strip of beach, which he claimed was the world’s largest hotel. In its first season, the railroad brought 300,000 visitors to Long Island. By the next spring, tracks had been laid the length of the island, but they were removed in 1894 after repeated washouts from winter storms.
Long Beach HotelLong Beach boardwalk, c. 1911 Crowded beach, c. 1923
In 1906, William H. Reynolds, a 39-year-old real estate developer and former state senator, became involved in the area. Reynolds had already developed four Brooklyn neighborhoods (Bedford–Stuyvesant, Borough Park, Bensonhurst, and South Brownsville), as well as Coney Island’s Dreamland, the world’s largest amusement park at the time. Reynolds also owned a theatre and produced plays.