Mortgage Company Oyster Bay, NY
How to Find the Best Mortgage Company in Nassau County, NY
Finding mortgage lenders in the Nassau County area isn’t really hard; all you have to do is type “mortgage lenders near me” or a similar query into your browser and you’ll get dozens of results. But how do you sift through all of the options and narrow down your choices to find the best mortgage company? Below, you’ll find some handy tips that you can use to find a reputable Oyster Bay, NY mortgage company that will really meet your needs.
Do you know anyone who owns a home? Trusted friends, family members, or colleagues, perhaps? Ask the people you trust if they would recommend the mortgage lenders they worked with. Ask about the experience they had, what type of options the lender offered, and the rates and fees that the lender charged. Compile a list of at least three mortgage companies to consider.
Check the Web
If you don’t know anyone who has worked with a mortgage company, you can always turn to the World Wide Web. A search for “mortgage companies near me” will certainly reveal a long list of options. Don’t just choose the first few sites that come up in your results because you might get names for companies that service the Nassau County area but may not be physically situated within close proximity. Instead, look for a lender that’s situated nearby; a reasonable driving distance away. Why? – Because working with a lender that you can easily access will make the process of securing a loan a lot easier. When questions arise and meetings come up, you and your mortgage broker will be able to get together with ease.
If you’re using the Internet to find a mortgage company, find at least three companies in the Oyster Bay, NY area.
Do Some Research
Once you have the names of a few different companies, research them. Again, you’ll probably be able to find a lot of information on the Internet. Every reputable mortgage company has a website. Explore their sites to see what types of products and services they offer, to find out how long they’ve been in business, and to learn about their mission and approach to lending. Another good rule of thumb: read reviews. Most lenders will have customers testimonials listed right on their websites, but don’t just rely on those reviews; dig a little deeper and check out review sites like Google Business Review and Yelp. These platforms allow real-life customers to share their opinions and experiences with companies in virtually every industry; including mortgage companies. Search the name of the company you want to find reviews for and read through them. See what past clients have had to say about their overall experience. If a company has less-than-stellar ratings, you should definitely keep looking; however, if their reviews are top-notch and it seems like past customers have been satisfied with their experience, it’s worth setting up an appointment.
Arrange a Consultation
The next step in the process of finding the best mortgage company in the Nassau County area is a consultation. Contact prospective companies and ask to set up a consultation. Be wary of companies that charge a fee for a consultation; a reputable agency will offer a complimentary initial assessment.
Prior to your consultation, make sure you find out your credit score, bring along any pertinent financial documents, and generate a list of questions that you’d like to ask the broker. Like any other meeting, being prepared for a consultation with a mortgage lending company will help to ensure a positive experience. However, do keep in mind that even if you’re well-prepared, if the company is sub-par, there’s a chance that the meeting won’t yield the results you’re looking for. If you feel rushed, if the broker has a negative attitude, or if the representative is unable to answer all of your questions, cross the agency off of your list and move onto the next option on your list.
Weigh Your Options
Once you’ve had consultations with at least three prospective mortgage lenders, sit down and compare your notes. Weigh the pros and cons of each company, including the programs that they offer, the rates and fees they charge, and the overall impression that they made. Based on your assessment, you’ll be able to narrow down your options and pick the best mortgage company to meet your needs.
Jet Direct Mortgage: A Leading Oyster Bay, NY Mortgage Company
If you’re looking for a mortgage company in Nassau County, don’t bother with the rest and head directly to the best: Jet Direct Mortgage! With years of experience and a reputation of excellence, we’re a direct lender that offers a variety of loan programs to meet the needs of all types of Oyster Bay, NY buyers.
To learn more about our services or to schedule a consultation, please give us a call at 855-553-4732. One of our friendly and knowledgeable associates will be happy to answer all of your financing questions.
Some information about Oyster Bay, NY
The Town of Oyster Bay is the easternmost of the three towns which make up Nassau County, New York, in the United States. Part of the New York metropolitan area, it is the only town in Nassau County to extend from the North Shore to the South Shore of Long Island. As of the 2010 census, it had a population of 293,214.
Succeeding cultures of indigenous peoples had lived in the area for thousands of years. At the time of European contact, the Lenape (Delaware) nation inhabited western Long Island. By 1600 the band inhabiting the local area was called the Matinecock after their location, but they were Lenape people.
Following European colonization, the area became part of the colony of New Netherland. In 1639, the Dutch West India Company made its first purchase of land on Long Island from the local Native Americans. The English also had colonies on Long Island at this time. The Dutch did not dispute English claims to what is now Suffolk County, but when settlers from New England arrived in (present-day) Oyster Bay in 1640, they were soon arrested as part of a boundary dispute. In 1643, Englishmen purchased land in the present-day town of Hempstead from the Indians that included land purchased by the Dutch in 1639. Nevertheless, in 1644, the Dutch director granted a patent for Hempstead to the English.
The Dutch also granted other English settlements in Flushing, Newtown, and Jamaica. In 1650, the Treaty of Hartford established a boundary between Dutch and English claims at ‘Oysterbay’, by which the Dutch meant present-day Cold Spring Harbor (to the east) and the English meant all of the water connected to present-day Oyster Bay Harbor. Meanwhile, the government of England came under the control of Oliver Cromwell as a republic, and smugglers took advantage of the unresolved border dispute. In 1653, English settlers made their first purchase of land in Oyster Bay from the local Matinecock tribe, though there were already some rogue English settlements there. For this purchase, the English settlers paid to the Native American Moheness (aka Assiapum), ‘six kettles, six fathoms of wampum, six hoes, six hatchets, three pairs of stockings, thirty awl-blades or muxes, twenty knives, three shirts and as much Peague as will amount to four pounds sterling.’ The monarchy was restored in England in 1660, and in 1664 King Charles gave Long Island (and much else) to his brother James, leading to the Dutch relinquishing control of all of New Amsterdam.