Refinance Mortgage El Cerrito, CA
Refinance Mortgage in El Cerrito, CA 92881
Looking for the Best Refinance Company in Riverside County? Get In Touch with Jet Direct Mortgage!
Whether you’re looking to cut your monthly expenses, you want to switch from an adjustable-rate mortgage (ARM) to a fixed-rate loan, or you want to take advantage of the equity in your Riverside County home, you’re going to want to get in touch with the best refinance company. Jet Direct Mortgage, a leading El Cerrito, CA refinance mortgage and reverse mortgage company, has been helping property owners throughout the area secure the lowest home refinance rates. Our licensed and certified loan officers are experts in refinance home loans and will assist you with the entire process. If you’re looking to take advantage of record low refinance rates, contact the most reliable company that specializes in refinance mortgages near you: Jet Direct Mortgage!
Flexible Mortgage Programs that Meet Your Needs
As the best refinance company in Riverside County, Jet Direct Mortgage offers several different loan programs so you can be sure that you’ll find an option that will best fit your needs. Our home refinance loan programs include:
· FHA Streamline Refinance Loans.This refinance program is specifically designed for homeowners who have FHA-backed mortgages. This program makes the process of securing a El Cerrito, CA refinance mortgage faster and easier. If you have an FHA loan, this program will streamline the process of refinancing, as you won’t have to go through another FHA appraisal because your property has already been valued by the FHA.
· HECM Reverse Mortgage.The Home Equity Conversion Mortgage (HECM) is the only federally-funded reverse mortgage program. HECM reverse mortgages allow senior citizens to withdraw the equity in their homes so that they can access the cash. The amount that you can borrow depends on the appraised value of your Riverside County home and is subject to limits set by the Federal Housing Administration (FHA), and borrowers must be at least 62 years of age.
· VA IRRRL.If you’re a veteran, you have a VAL loan, and you’re considering a El Cerrito, CA refinance mortgage, a VA IRRRL might be the right choice for you. Short for Veteran Affairs Interest Rate Reduction Refinancing Loan, a VA IRRRL was developed by the US Department of Veteran Affairs to provide service members with a way to refinance their VA loans without being subjected to any additional costs. Essentially, this type of loan turns an already existing VA loan into a new one, and usually, the mortgage refinance rates are reduced. Plus, less paperwork is required, which makes the process of applying for and securing a El Cerrito, CA refinance mortgage faster and easier.
No matter what your current situation is and what you hope to achieve, you can count on the team at Riverside County’s best refinance company to assist you with finding the right option for you. We’ll also assist you with securing the lowest mortgage refinance rates possible.
Service You Can Rely On
At Jet Direct Mortgage, you’ll not only find a El Cerrito, CA refinance mortgage that will meet your needs, but you’ll also find services you can rely on. Our team of professionally trained, licensed, and certified loan officers will guide you through the process of choosing and applying for a refinance home loan. We’re dedicated to providing every client we serve with high-quality, honest, transparent, and reliable services.
As a local direct lender, we offer a variety of refinance mortgage loan options that will fit the needs of all Riverside County homeowners. From the moment you contact us until the time your refinance home loan is finalized, we’ll be here for you every step of the way. We’ll fully explain the process, will answer all of your questions, and will even assist you with completing all of your paperwork and submitting the necessary documentation. Of course, we’ll also help you secure the lowest mortgage refinance rates possible. With reliable services that are customized to meet your unique needs, when you choose Jet Direct Mortgage for your El Cerrito, CA refinance mortgage, you can have confidence knowing that the process will be as stress-free and will go as quickly as possible.
Competitive Rates and Fees
You’ll be hard-pressed to find another company that offers more competitive home refinance rates and fees than Jet Direct Mortgage. From interest rates to appraisal fees, no other company in the Riverside County area offers lower rates and fees than Jet Direct Mortgage. You work hard for your money and you should be able to keep as much of it in your pocket as possible. With a El Cerrito, CA refinance mortgage from Jet Direct Mortgage, your dollar will go a whole lot farther. In today’s day and age, who isn’t looking to cut their expenses and save money?
Schedule a Consultation with Riverside County’s Best Refinance Company
Whether you’re looking to lower your monthly mortgage payment, you want to reduce the life of your home loan, you’re searching for a cost-effective way to turn the equity in your home into cash, or you are interested in taking out a El Cerrito, CA refinance mortgage for any other reason, get in touch with Jet Direct Mortgage. To find out how we can help you secure the best home refinance rates, give us a call at 855-553-4732 or visit us online at https://www.jetdirectmortgage.com/ and we’ll be happy to assist you with all of your needs.
Some information about El Cerrito, CA
El Cerrito is a city in Contra Costa County, California, United States, and forms part of the San Francisco Bay Area. It has a population of 25,962 according to the 2020 census. El Cerrito was founded by refugees from the 1906 San Francisco earthquake. It was incorporated in 1917 as a village with 1,500 residents. As of the census in 2000, there were 23,171 people, 10,208 households and 5,971 families in the city.
El Cerrito was founded by refugees from the 1906 San Francisco earthquake. They settled in what was then Don Víctor Castro’s Rancho San Pablo, and adjacent to the ranch owned by the family of Luís María Peralta, the Rancho San Antonio. A post office opened at the settlement in 1909 and the refugee camp became known as Rust, after Wilhelm F. Rust, its first postmaster. The village’s residents did not care for the name and changed it to El Cerrito (meaning “little hill” or “knoll”) in 1916, in reference to the many individual hills in the village. A year later, El Cerrito was incorporated as a village with 1,500 residents.
El Cerrito was incorporated in August 1917. The communities of Stege Junction, Rust, Schmidtville, and Schindler, were all included in the new city. The 1920 census shows that the Schmidtville community had many Italian immigrants. A post office operated at Schmidtville from 1900 to 1901.