If you paused your home search over the past few years, you’re not alone — and the good news is, your window of opportunity might be opening again. With more homes on the market, prices leveling off, and mortgage rates easing, today’s housing market is giving buyers something they haven’t had in quite some time: options.
Industry experts agree — homebuyers are in a better position now than they’ve been in years. Here’s what’s driving the shift.
Affordability Is Finally Improving
Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is starting to turn the corner:
“Slower price growth coupled with a slight drop in mortgage rates will improve affordability and create a window for some buyers to get into the market.”
After several years of steep price increases and fluctuating rates, conditions are beginning to balance out. Mortgage rates have eased from recent highs, and slower home price growth is making it more realistic for buyers to step back in.
At Jet Direct Mortgage, we’re already seeing more borrowers re-engaging — and taking advantage of these more favorable conditions.
There Are More Homes to Choose From
According to the latest data from Realtor.com, there are 17% more homes for sale today than at this time last year. That means more choices, less competition, and a greater chance to find the home that truly fits your lifestyle.
Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains:
“Homebuyers are in the best position in more than five years to find the right home and negotiate for a better price. Current inventory is at its highest since May 2020, during the COVID lockdown.”
Simply put, buyers have more leverage than they’ve had in years — and that opens the door for better deals and smoother negotiations.
A Closer Look at Inventory Trends
Yun’s data shows that housing inventory is increasing across the country. Every region has more listings available than this time last year. Whether you’re looking for a larger home, a shorter commute, or your first place to call your own, more supply means more opportunity.
When compared to pre-pandemic trends (2017–2019), inventory in the South and West has not only recovered but grown beyond normal levels. While the Northeast and Midwest are still playing catch-up, overall availability is trending in the right direction — a win for buyers everywhere.
Why This Is Great News for Homebuyers
With more homes on the market and fewer buyers competing, sellers are becoming more flexible — whether that means lowering prices, helping with closing costs, or offering other incentives to get a deal done.
This creates an ideal environment for today’s homebuyers — and with the right mortgage strategy, you can take full advantage of it.
Working with a Jet Direct Mortgage loan officer gives you a competitive edge. We can help you understand your true buying power, explore creative loan options, and get pre-approved so you can act fast when you find the right home.
Ready to Revisit Your Home Search?
If you’ve been waiting for a better time to buy — this might be it. Even if you’re not ready to make a move today, now is the perfect moment to prepare. We can help you:
- Review your budget and credit position
- Explore loan options that fit your financial goals
- Get pre-approved to strengthen your offer when the right home appears
Bottom Line
This isn’t 2021.
It’s not 2023 or 2024, either.
This is a new market — and it’s finally starting to favor buyers again.
If you’re curious about what’s available in your area or want to discuss your mortgage options, reach out to Jet Direct Mortgage today. Our local experts are here to help you navigate this market with confidence — and make your next move your best one yet.
Let’s get you pre-approved and ready to take advantage of today’s opportunities.
Source: Keeping Current Matters
Experienced Chief Operating Officer with a 26 + year demonstrated history of working in the banking industry. Skilled in all aspects of the residential mortgage market . Strong business development professional with a Bachelor of Science (BS) focused in Business Administration and Management, from St. Joseph College. A direct endorsement underwriter and a licensed Mortgage Loan Originator.